对嘛一起涨嘛
跟银行贷款的人，银行利率上涨并没有比跟HDB贷款的人更吃亏啊。首先大家的OA利息都一起涨，其次银行贷款的一直比跟HDB贷款的低，等涨到2.6后，HDB贷款也会涨。
总体来讲，跟银行贷款肯定比跟HDB贷款最后交的利息少。跟HDB贷款的主要优势是方便吧，像refinance top up 啥时候一笔还清都没有额外费用。
你的情况只适用用2003年以前
目前hdb房贷只和CPA OA 挂钩
The HDB concessionary interest rate is pegged at 0.1% above the prevailing CPF Ordinary Account interest rate. It is reviewed quarterly, in line with the CPF interest rate revisions.
The HDB concessionary interest rate is pegged at 0.1% above the prevailing CPF Ordinary Account interest rate. It is reviewed quarterly, in line with the CPF interest rate revisions.
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