贷款是选固定利率还是浮动利率呢?
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作者:dominicthiem (等级:3 - 略知一二,发帖:354) 发表:2018-07-19 10:55:22  10楼 
UOB的3个配套Package A: 2 years fixed rate 2 years lock in Year 1: 1.95% (fixed) Year 2: 1.95% (fixed) Thereafter: 1.95% (MR + 1.10%) . 2 years fixed rate . 2 years lock in . No partial and full redemption with in the 2 year . Free one time conversion after lock in period . Waiver of full redemption penalty if due to sale of property Package B: 3 years fixed rate 3 years lock in Year 1: 2.08% (fixed) Year 2: 2.08% (fixed) Year 3: 2.08% (fixed) Thereafter: 1mth SIBOR + 0.65% . 3 years fixed rate . 3 years lock in . No partial and full redemption within the 3 years . Free one time conversion after lock in period . Waiver of full redemption penalty if due to sale of property Package C: 2 years lock in Year 1: 1.65% (MR + 0.80%) Thereafter: 1.65% (MR + 0.80%) . Base on Bank Mortgage Rate (MR) which is currently 0.85% . 2 years lock in . Flexibility to do partial payment during lock in period as long as loan outstanding is more t (more...)
拿package B
这个fixed是真的fixed?有没有银行家的原文关于package B的?
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