贷款是选固定利率还是浮动利率呢？各位大神，就目前的市场状态，贷款到底是选固定利率还是浮动利率比较好呢？ --- 该帖荣获当日十大第9，奖励楼主2分以及3华新币，时间：2018-07-19 22:00:05。

UOB的3个配套Package A: 2 years fixed rate 2 years lock in Year 1: 1.95% (fixed) Year 2: 1.95% (fixed) Thereafter: 1.95% (MR + 1.10%) . 2 years fixed rate . 2 years lock in . No partial and full redemption with in the 2 year . Free one time conversion after lock in period . Waiver of full redemption penalty if due to sale of property Package B: 3 years fixed rate 3 years lock in Year 1: 2.08% (fixed) Year 2: 2.08% (fixed) Year 3: 2.08% (fixed) Thereafter: 1mth SIBOR + 0.65% . 3 years fixed rate . 3 years lock in . No partial and full redemption within the 3 years . Free one time conversion after lock in period . Waiver of full redemption penalty if due to sale of property Package C: 2 years lock in Year 1: 1.65% (MR + 0.80%) Thereafter: 1.65% (MR + 0.80%) . Base on Bank Mortgage Rate (MR) which is currently 0.85% . 2 years lock in . Flexibility to do partial payment during lock in period as long as loan outstanding is more t (more...)

Package CUOB的Package C怎么样呢？似乎是新的配套