给你算了一下
70万的房子如果是二套房,需要首付(和税)344K。
如果1.5%的Loan,每月还贷1450
还有别的费用如下
700,000 | |
Cash Downpayment | 280,000 |
Stamp Duty | 15,600 |
ABSD | 49,000 |
Total Cash Upfront | 344,600 |
4% Invest opportunity cost | $ 1,149 |
Rental Yeild | 3.40% |
Rental | 1,983 |
Anual Value | 23,800 |
Property Tax (mthly) | 198 |
Rental Income Tax (mthly) | 228 |
Mortgage | 420,000 |
Interest Rate | 1.50% |
Monthly Installment | $1,450 |
Installment Interest (avg 5 yrs) | $490 |
Condo Management Fee | 210 |
Sell - Agent Fee (amot in 5 yr) | 175 |
Total Cost per month | 2,450 |
Total Profit | (467) |
Ppty Invest Return | 2.37% |