The computation of the requisite MOP starts from the date of taking possession of the HDB flat (including subsequent changes to flat ownership by way of outright transfer) to the following dates, whichever is earlier:
Date on which the Option for purchase of private property is exercised, or
Date of the Sale and Purchase Agreement of the private property
Types of Transfer
The different types of transfers include:
Inclusion of co-owner(s) (e.g. A to A & B)
Deletion of existing co-owner(s) (e.g. A & B to A)
Substitution of co-owner(s) (e.g. A & B to A & C)
Outright transfer of owner(s) (e.g. A to B)