读书一定要仔细，看官方的HDB loan计算器！！Grant 在bank loan和hdb loan 中的作用是不同的。
官方的HDB loan计算器
http://services2.hdb.gov.sg/webapp/BB29FIN/BB29FINP.jsp
http://www.hdb.gov.sg/fi10/fi10201p.nsf/WPDis/Buying%20A%20Resale%20FlatResale%20Financial%20Plan?OpenDocument
新加坡政策多变，读书一定要仔细，尤其是小字部分！！！
The point is
you must pay 5% of evaluation price by cash, excluding any kind of housing grant.
Got it??????
If today someone believes that he only needs 10K cash to buy a 400K house, r u gonna top up for him in case he signed 1st appointment?
Got it??????
If today someone believes that he only needs 10K cash to buy a 400K house, r u gonna top up for him in case he signed 1st appointment?
Huasing Association 1999 - 2013