到年龄的低调搞吧没到年龄的就别声张了。
不然我们这些还有很多年才轮到的，还没等到就大几率没了
这没办法控制
英文论坛上到处都有，financial advisors也都会这样建议（他们也会有利可图）。华新这贡献不了多少。
这儿有个CPF board的回复，2021年就2%的人这么做了，到我们的年龄搞不成了是很有可能的。
Answer:
We are aware that some members invest their Special Account (SA) savings shortly before age 55 and liquidate it after age 55, to retain more CPF savings in their SA. In 2021, about 2% of CPF members turning 55 invested their SA monies under the CPF Investment Scheme-Special Account (CPFIS-SA) within six months before they turned age 55 and liquidated their investments within six months after they turned age 55. Some of them may have done so to prevent their SA monies from flowing into the Retirement Account at age 55.
We would like to reiterate to CPF members that the investment of SA monies comes with costs and investment risks – there are transaction fees involved and members may lose a portion of the amount invested. Financial advisers and insurance brokers who promote this practice without highlighting the costs and investment risks may be guilty of mis-selling, and should be reported to the Monetary Authority of Singapore.
We will continue to monitor this trend closely and take action if necessary.
https://www.mom.gov.sg/newsroom/parliament-questions-and-replies/2022/1004-written-answer-by-minister-for-manpower-to-pq-on-special-account-shielding
这儿有个CPF board的回复，2021年就2%的人这么做了，到我们的年龄搞不成了是很有可能的。
Answer:
We are aware that some members invest their Special Account (SA) savings shortly before age 55 and liquidate it after age 55, to retain more CPF savings in their SA. In 2021, about 2% of CPF members turning 55 invested their SA monies under the CPF Investment Scheme-Special Account (CPFIS-SA) within six months before they turned age 55 and liquidated their investments within six months after they turned age 55. Some of them may have done so to prevent their SA monies from flowing into the Retirement Account at age 55.
We would like to reiterate to CPF members that the investment of SA monies comes with costs and investment risks – there are transaction fees involved and members may lose a portion of the amount invested. Financial advisers and insurance brokers who promote this practice without highlighting the costs and investment risks may be guilty of mis-selling, and should be reported to the Monetary Authority of Singapore.
We will continue to monitor this trend closely and take action if necessary.
https://www.mom.gov.sg/newsroom/parliament-questions-and-replies/2022/1004-written-answer-by-minister-for-manpower-to-pq-on-special-account-shielding
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