I am not kidding ....You may left with 20k ....
Compare the prices for most of the SGX stocks in 1996 and now, you will know what I mean.
However, if you compare prices for 2001 (after 911) and 2011, for 100k you invested in 2001, you may get back 300k in 2011. So it all depends on your entry level (or entry year) and what is going to happen when you exit.
If you enter in 2001, STI was 1200. If you enter now, STI is 2500. In 2011 and 2016, STI should be 800 or 3500????? I don't know the answer, do you know???
六兄是否考虑到以下事实
对于我们大多人来说,买基金都不太可能在同一时间用所有的钱买。我们毕竟不是靠资产过活,而是靠每月领工资的。因此,我们一般都会分段买入的对嘛?如果是分段买的话,我们的成本其实不太可能在最高点或在最低点的,而是一般在平均的位置不是吗?