A kind of issurance.It will give you dividends each year, depending on their investment return.
oh.. so it is ILP lah.. Investment linked policy?
hehe, ok.
Out of all insurance, this one I never like .
My point is , the sentiment towards general insurance products was quite , down. I just feel that, this should not be the case. So many insurance products, there are some indeed, have very attractive points for a long term investment.
Just take one for the sake of discussion,
Prime Life Policy. Idea: to hold it till 20 years (of coz provided the policy holder did not die), then surrounder.
The surrounder return in all will give you around 3.4% return p.a. (excluding all fees, and non-guarrenteed portion we take a conservative measure. i.e. not get all non-guarrenteed portion)
So I may say, to many low risk appetite ppl, these kind of long term investment is worth considering ?
Out of all insurance, this one I never like .
My point is , the sentiment towards general insurance products was quite , down. I just feel that, this should not be the case. So many insurance products, there are some indeed, have very attractive points for a long term investment.
Just take one for the sake of discussion,
Prime Life Policy. Idea: to hold it till 20 years (of coz provided the policy holder did not die), then surrounder.
The surrounder return in all will give you around 3.4% return p.a. (excluding all fees, and non-guarrenteed portion we take a conservative measure. i.e. not get all non-guarrenteed portion)
So I may say, to many low risk appetite ppl, these kind of long term investment is worth considering ?
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