if you cannot afford it, try not to do it.

Or there are other options:

1. Borrow from someone or loan from some sources to pay it first. Then pay the debt in the future. I know several cases in which people do this.

2. If you are really good enough, some company will pay it for you, which means they think you worth it...

天下英雄, 忠直豪杰言无隐, 志垂日月保江山，

古今八风吹不动天地月, 改尽这江山昔旧，

自古人生谁无死, 留取丹心照汗青。