打电话年费waive了，但是收到消息说不能抵扣当于账单，只能抵扣下月账单，这期还是要全额还款，这样里面额度就会多了：

The annual membership fee on your Credit card/ Ready Credit account ending 8888 has been waived. The amount waived will be reflected on your Citi Mobile App after 1 business day and it will be offset against your next statement balance. Please proceed to make full payment for your current statement. Thank you for being a loyal Citi customer! :)

可是我不怎么想刷这个卡，如果我把年费那部分不还会怎么样？

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该帖荣获当日十大第5，奖励楼主10分以及15华新币，时间：2025-04-03 22:00:01。

既然不用了，就打电话去取消吧。