但是不要去店裡爭執，立刻報警，起訴。

他拥有权申请附属卡(supplementary card)给任何人使用, 包括老人, 小三, 啊猪和啊狗, 他们个自都有自己的签名, 没必要代签, 也没必要伪造.

就是看信用卡的签名，确认是本人签名，否则拒付。老人那边很简单，说看不懂英文，平时只是用免签字的额度。账单签字是被店家误导，不知道是需要付这么多。可以打印这个帖子来证明。

信用卡刷卡不是刷了就算付了。平时并不需要底单，但是你可以要求看底单，如果签名不符可以不付的，这样从刷了卡到付了钱的过程就很长。店家如果认为被欺骗，可以报警。先让银行停止这笔付款。以前和一个做这个行业的人吃饭，当时付款的时候店员没有对比签名。说理论上这种情况有个漏洞，就算自己的信用卡，也可以乱签个名，然后让银行不付钱。店家只能吃哑巴亏。

老人用信用卡，算小违规，不过可以说图方便，在没现金的情况下备用，或小额使用。这也是实际情况。签字是被误导，从这个帖子楼主说的情况，不收现金，3000的价格，都可以证明店家误导。

主要是图个方便，并没有任何欺诈的意图，所以怎么也算不上是信用卡欺诈，做多算小小的违规。银行那边也是睁一只眼闭一只眼，主要是这样可以非常大的扩大卡的使用，用的越多，银行收入越多。

简单的处理就是先让银行停止付款。店家那边肯定是严重违规，明知非本人还让签字，要报警也是需要掂量掂量的。

仿造他人签名，无论是否得到他人授权，都是新。

不懂为什么同家店被投诉N次还有营业执照

Most of the complaints to Case about hair salons have been about questionable sales tactics, misrepresentation and unsatisfactory services. A salon chain in particular, Ecoin.sg, also known as New Station Beauty & Hair, received 36 complaints from January 2013 to the end of last month. Of these, five were lodged this year.

Madam Anna Tay, 50, filed a complaint after she was charged around $4,700 for what she thought was an $88 dye job in April. "I was in a rush so I signed the bill without looking at it," she told The Straits Times. She realised the discrepancy only after the staff asked for another credit card to charge an additional amount.

told me that the amount was for a package of 20 sessions, but I didn't sign any contract," said Madam Tay, who works in sales.

She went back to the shop several times to ask for a refund but failed. After Case stepped in, she got most of her money back.

In another case reported in the Chinese-language Shin Min Daily News last week, a 24-year-old man who went to the salon chain's Ang Mo Kio outlet on July 24 for a $5 hair cut claimed he was forced to pay $470 for a hair treatment.

The hairdresser said he had dandruff and that his hair follicles were damaged, advising him to undergo treatment, said the customer, known only as Mr Xu.

He agreed to a session, which cost $188. But after it ended, he claimed the hairdresser told him repeatedly that the treatment would work only after 15 sessions, which cost a total of $2,820. He ended up paying $470, the equivalent of 21/2 sessions, and left. He said he "had no other option" because of the staff's hard-selling tactics.

When The Straits Times visited an Ecoin.sg outlet in Toa Payoh, its manager Michael Wang, 44, said the salon does not practise hard-selling. "If they like the results of the hair treatment, we will explain to them in detail the price of the package and the terms and conditions," said Mr Wang.

Asked if the salon has received any complaints, he said: "We have customers who buy a package and later regret it after discussing with their family and friends. When they ask for a refund, we'll refund them." He added that the salon has a hotline for aggrieved customers.

When a consumer files a complaint with Case about a business, a Case officer will step in to negotiate for an amicable settlement between the parties. If that does not work, Case will push for mediation, failing which the case will be escalated to the Small Claims Tribunal.

Veteran lawyer Amolat Singh said consumers should be very sure of their purchase before signing a contract.

"Some people may have second thoughts after that. Ultimately, the court will look at what both sides have to say and the surrounding circumstances, such as how soon the customer took steps to get his money back," he said. "If you feel that you are locked in the salon and have no other option, you can call the police and sue the party for wrongful restraint."

1）关于签名 老人带回来的小票上注明的是：no signature required.
事发当天我就致电银行，说明情况。银行工作人员表示是实卡veried的transaction，目前处于pending状态，建议出现在我的信用卡unbill list之后raise diapute，但同时也表示不乐观。
两天后也就是昨天，pending状态结束，再次致电银行，然后raise 了diapute。
2）关于事件进展 2月18日，收到银行短讯有这笔消费后，我立刻联系老人，并同一起前往理发店协商。 2月19日早上去报警，并拿到了police report，警察建议我们去小额法庭。2月19日申请了小额法庭，2月20日晚上把传票给了理发店。
此事后续的进展我会在此帖进行更新。
感谢大家关注，希望大家可以引以为鉴，同时期待大家的宝贵意见、再次感谢。

很有可能是店家推销所谓优惠配套，听起来好像花了3000买到了价值一万的东东，参照卖保健品的套路，你懂的。这就解释了店家的态度和为何楼主不报警。

才看到楼主有报警，相信店家误导的成分多。

“New Station & Ecoin.sg”


注意一下这种店应该被取缔啊！

小额法庭只是调解功能，没有执行力。

也就在这个论坛大家可以说出自己的感受和意见。在本地论坛经常有商家用类似诽谤的指责，让发帖人删帖。个人一般都是怕麻烦，就删帖了事。其实这个头还是老李和小李带的。那个肾脏基金也是用类似手段，挡住了无数人。只是后来碰上了记者，而且有报社在后面支持，才没有退缩。在怕输父母论坛，都不能提mc幼儿园的事情，据说也是类似情况，有人发帖，商家指责，后来就不提。

完全就是诈骗！
通知晚报早报曝光店名吧！

在本地有执行能力吧。而且本地不执行判决可是重罪，一般最多是上诉，而不是不执行。

有一次在网上购物 因为网络不好 居然成功了两次 立马打电话去银行要求取消 银行回复说当下已经transaction successful，他们不可能取消，只能联络商家让商家refund。