(引用 菠罗包:我想我搞错了第二年的利率应该是1.25%+SIBOR, 现在的SIBOR是0.66%)SCB offer一样，80% loan SOR + 1.3%, No lock in ..

OCBC is

1st yr 3 mths SOR + 0.9% -- first disbursement starts approx in 2010


2nd yr 3 mths SOR + 1.0 % -lock in ends in 2012


Thereafter 3 mths SOR + 1.25%

Current indicative SOR = 0.7% approx which can be obtained form business time daily.


个人觉得OCBC得好，请给点意见。谢拉。

[ct (9-2 9:54, Long long ago)] [ 传统版 | sForum ][登录后回复]21楼

(引用 ct:SCB offer一样，80% loan SOR + 1.3%, No lock in .. OCBC is 1st yr 3 mths SOR + 0.9% -- first disbursement starts approx in...)first disbursement starts approx in 2010 是什么意思?现在不是已经DISBURSE 到20%了吗?[菠罗包 (9-2 11:13, Long long ago)] [ 传统版 | sForum ][登录后回复]22楼

(引用 菠罗包:first disbursement starts approx in 2010 是什么意思?现在不是已经DISBURSE 到20%了吗?)汗~ first disbursement 现在还不是很清楚，面谈的时候还要问银行得。[ct (9-2 11:24, Long long ago)] [ 传统版 | sForum ][登录后回复]23楼

(引用 ct:汗~ first disbursement 现在还不是很清楚，面谈的时候还要问银行得。)我都是打电话问的,省得白跑一趟[菠罗包 (9-2 11:30, Long long ago)] [ 传统版 | sForum ][登录后回复]24楼

SC HOUSING LOAN UPDATE刚和SC通了电话,说给我们的利率是SIBOR+1% FLOATING, WHICH IS 1.66% CURRENTLY
附加条件是每个月的SALARY GIRO去SC ACC 70%, 外加办他们的CREDIT CARD
大家看如何?[菠罗包 (9-3 15:23, Long long ago)] [ 传统版 | sForum ][登录后回复]25楼

(引用 菠罗包:SC HOUSING LOAN UPDATE刚和SC通了电话,说给我们的利率是SIBOR+1% FLOATING, WHICH IS 1.66% CURRENTLY 附加条件是每个月的SALARY GIRO去...)好，不过今天刚听说几家银行都出了类似的3month SIBOR+1%，有不同的附加条件HSBC, SCB, DBS
UOB SOR+1%
你签了还能改吗？
另外看了各条款吗？SCB是不是三年内不能还清（也就是不能卖）？
HSBC如果提前还款必须欠银行至少100k?也许各人拿到的条款是不一样的[housewife (9-3 17:05, Long long ago)] [ 传统版 | sForum ][登录后回复]26楼