(引用 mobydick:六兄是否考虑到以下事实对于我们大多人来说，买基金都不太可能在同一时间用所有的钱买。我们毕竟不是靠资产过活，而是靠每月领工资的。因...)明白你说什么，不过简单的说一句。。。牛市时买的股票别收太久，收久放不出去都是被套牢的。当股市没人问津时，也就是大熊市时买的股票，那才值得长期持有。
这是我个人基本原则。[神州六号 (3-7 0:32, Long long ago)]
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(引用 box:well, i figure some people have value > 5M here.simply estimate their assets 10 years (20 years) later and divided by the inflat...)Good Point! I think DCF model is more appropriate here. But USD5m is abit hardBased on my model, if one super high flyer reaches Tier One I-Bank VP in 5 years and subsequetly get promoted to Director in another 5 years and retires in the next 10 years, given a long-term discount rate of 4%, his NPV today is still less than USD4m.
Moral of the Story: Have to generate positive cashflow from investing activities to make up the inadequate cashflow generated from "operations". Haha.
[CFA (3-7 10:37, Long long ago)]
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(引用 CFA:Good Point! I think DCF model is more appropriate here. But USD5m is abit hardBased on my model, if one super high flyer reaches...)en..not bad. you have the same thoughts as chen jiulin had before.[牛魔王 (3-7 10:51, Long long ago)] [ 传统版 | sForum ][登录后回复]63楼
(引用 mobydick:再回复基金的表现并没有持续性。表现持续超过市场，或表现总体超越市场的基金并不是没有。
在扣除基金收取的各种费用之后，投资者得到的...)买基金得眼光独到。。。一般上买投资新加坡股市的基金都很难超越市场。
九个月前买投资印度市场的基金，半年前买日本，三个月前买韩国，这都挣得不清不楚，下一个呢？会不会是 Nasdaq???[神州六号 (3-7 11:05, Long long ago)]
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(引用 牛魔王:en..not bad. you have the same thoughts as chen jiulin had before.)that is why need to worry about risk on investment...so return and risk...[frpapaya (3-7 11:36, Long long ago)] [ 传统版 | sForum ][登录后回复]65楼
(引用 香陵居士:So better stay away from Taiwan shares lor...The sign of Mr Chen will do something similar have been very obvious for quite long...)global marketdo you think you can stay away from global market?
Face the risk and deal with it
BTW, Pred. Chen is just an example. Example. [MrDJay (3-7 13:52, Long long ago)]
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(引用 无名:来上花新的有US$5mm的好像没有，不过银行里面有这么多cash的客户还是听多的。)5M=5百万? OMG![forumstart (3-7 14:05, Long long ago)] [ 传统版 | sForum ][登录后回复]67楼
(引用 MrDJay:No need 911. "President Chen" continue do some more things, some affect will beseen. China now military exercise, barking dog, ...)Haha, I know you are just giving an exampleBut I am actually talking about those cases that happens suddenly with no sign even 1 day before. (e.g. 911). Thus why I say Mr Chen's story is totally different from 911. And for most cases like Mr Chen's, we can take some preventative actions to minimize our lost.[香陵居士 (3-7 17:31, Long long ago)] [ 传统版 | sForum ][登录后回复]68楼
(引用 牛魔王:en..not bad. you have the same thoughts as chen jiulin had before.)Well, if you really wanna squeeze out some "similarities" between us, I guess: -CJL doesn't understand the Market;
CFA doesn't understand 牛魔王 :))))[CFA (3-7 17:38, Long long ago)]
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在新加坡买了房子还有钱投资的人，就两个字，NB！！！[老火锅 (3-10 23:56, Long long ago)] [ 传统版 | sForum ][登录后回复]70楼
(引用 老火锅:在新加坡买了房子还有钱投资的人，就两个字，NB！！！)Why not?Only your 1st payment is from your pocket, the rest from your CPF only. Work for another 1 or 2 year you should get at least something. Unless you hold the same idea as 梅花宝剑 that investment need at least 100K.[香陵居士 (3-11 0:43, Long long ago)] [ 传统版 | sForum ][登录后回复]71楼
(引用 香陵居士:Why not?Only your 1st payment is from your pocket, the rest from your CPF only. Work for another 1 or 2 year you should get at ...)还买了车子，生了小孩呢？至少要年薪10万以上吧。。。[老火锅 (3-11 1:05, Long long ago)] [ 传统版 | sForum ][登录后回复]72楼
(引用 老火锅:还买了车子，生了小孩呢？至少要年薪10万以上吧。。。)Well, it is a different case thenAnd I think that's why I see quite some couples married for 5 years or more but still have no kid yet.[香陵居士 (3-11 2:33, Long long ago)] [ 传统版 | sForum ][登录后回复]73楼
(引用 老火锅:还买了车子，生了小孩呢？至少要年薪10万以上吧。。。)10万年薪很多吗？夫妻两个加起来还有CPF，也不算太高的目标吧。[xiaoqiuqiu (3-12 0:13, Long long ago)] [ 传统版 | sForum ][登录后回复]74楼