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If you don¡¯t have a loan agreement with the person who you lent money to, you may nevertheless be able to register an interest in their land. That interest is not a caveat as such, but rather a charging order as made by the Court. If you are owed money and seek to recover it in Court and a judgment is made in your favour, you can ask the Court to make a further order which records that outcome on the debtor¡¯s Certificate of Title.
Whilst that may not get you paid immediately, having a charging order in place does mean that the debtor must pay you from any available equity in the land prior to dealing with it further, either by way of sale or refinance.[´óÊåÒ»Ãû (7-17 17:18, Long long ago)]
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