我绝对同意在婚姻结束时，应该好说好散。但事情不在这个方向上，你的重点应该放在get a closure。以下是澳洲的情况，我觉得相似法律体系的本县应该差不多。
If you don’t have a loan agreement with the person who you lent money to, you may nevertheless be able to register an interest in their land. That interest is not a caveat as such, but rather a charging order as made by the Court. If you are owed money and seek to recover it in Court and a judgment is made in your favour, you can ask the Court to make a further order which records that outcome on the debtor’s Certificate of Title.
Whilst that may not get you paid immediately, having a charging order in place does mean that the debtor must pay you from any available equity in the land prior to dealing with it further, either by way of sale or refinance.
