老祖屋的卖家会比较少印象中HDB规定,房子必须可以住到80左右,具体年龄忘了,大意就是可以住一辈子。所以老房子只能年纪大的人买。
算了一下现在这套只能住到80岁
天呐,感谢分享,感觉是个很重要的信息,之前没有注意到。刚刚去搜了一下好像没有找到具体的条例说如果住不到80岁就不能购买。如果确实是这样的话那感觉悬了
倒是有看到说如果二手组屋不能让买家住到95岁的话,对CPF的使用以及银行的贷款有影响。
As most of us are using CPF to finance our HDB purchase, the limitations on CPF usage may restrict our ability to buy an older HDB with less than 60 years remaining on the lease.
You may use the full CPF amount if the remaining lease can cover the youngest buyer until the age of 95 and a prorated amount if the remaining lease does not.
For example, if you are 35 years old and the flat you wish to purchase is built in 1977, your CPF usage is pro-rated, since the remaining lease (56 years) will only cover the buyer until the age of 91 years.
倒是有看到说如果二手组屋不能让买家住到95岁的话,对CPF的使用以及银行的贷款有影响。
As most of us are using CPF to finance our HDB purchase, the limitations on CPF usage may restrict our ability to buy an older HDB with less than 60 years remaining on the lease.
You may use the full CPF amount if the remaining lease can cover the youngest buyer until the age of 95 and a prorated amount if the remaining lease does not.
For example, if you are 35 years old and the flat you wish to purchase is built in 1977, your CPF usage is pro-rated, since the remaining lease (56 years) will only cover the buyer until the age of 91 years.