贷款是选固定利率还是浮动利率呢?
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作者:panghucute (等级:11 - 出神入化,发帖:4823) 发表:2018-07-19 16:16:32  13楼 
UOB的3个配套Package A: 2 years fixed rate 2 years lock in Year 1: 1.95% (fixed) Year 2: 1.95% (fixed) Thereafter: 1.95% (MR + 1.10%) . 2 years fixed rate . 2 years lock in . No partial and full redemption with in the 2 year . Free one time conversion after lock in period . Waiver of full redemption penalty if due to sale of property Package B: 3 years fixed rate 3 years lock in Year 1: 2.08% (fixed) Year 2: 2.08% (fixed) Year 3: 2.08% (fixed) Thereafter: 1mth SIBOR + 0.65% . 3 years fixed rate . 3 years lock in . No partial and full redemption within the 3 years . Free one time conversion after lock in period . Waiver of full redemption penalty if due to sale of property Package C: 2 years lock in Year 1: 1.65% (MR + 0.80%) Thereafter: 1.65% (MR + 0.80%) . Base on Bank Mortgage Rate (MR) which is currently 0.85% . 2 years lock in . Flexibility to do partial payment during lock in period as long as loan outstanding is more t (more...)
如果是我的话果断选B三年fixed
我前几个月选的时候有1.65两年和1.85三年差0.2,算过之后还是果断选了三年。你这个两年和三年差0.1x,是我的话果断选B
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