专业人士给你解答下 我前几天发EMAIL 问的AVIVA前几天我发邮件问的，以下是回复， 其实你也可以的打热线问。 最近保险公司有开始提升这个SHIELD PLAN 了， 先是AIA 然后这个月AVIVA 也会升级 Subject Re: Fwd: Enquiry About my Shield/ my Shield Plus Sender CS Life Add contact Recipient mao.xueyan@finexis.com.sg Add contact Date 24.06.2011 14:59 Dear Cindy We refer to your email below. We have checked and are sorry to share that we did not receive your first email dated 20 June 2011. We wish to share as follow: 1. If both parents insured under Aviva, then kids can enjoy free coverage , if one of parents or both of them passed away during this free period, can kid still enjoy coverage by paying the full premium? Reply: If one of the parents has passed away, the children will not enjoy the free cover. 2. If child during this free period 20 years he suffered critical illness,can he still continue plan after 20 yrs without any change in plan by paying premium himself ? Is it guaranted renewable ? Does it term and cond (more...)