专业人士 给你纠正下
登录 | 论坛导航 -> 华新鲜事 -> 家有儿女 | 本帖共有 3 楼,分 1 页, 当前显示第 1 页 : 本帖树形列表 : 刷新 : 返回上一页
<<始页  [1]  末页>>
作者:我的心 (等级:2 - 初出茅庐,发帖:293) 发表:2011-07-01 22:00:11  楼主  关注此帖
澄清一下,你买的不是medishield而是Medisave-approved private Integrated Shield Plans http://www.moh.gov.sg/mohcorp/hcfinancing.aspx?id=306 最近也在搞给自己给父母搞保险,所以考古了一下, 跟大家分享一下Medisave-approved private Integrated Shield Plans: 之前帖子有讲过, NTUC Income的最便宜,Prudential的不好不差, AVIVA的父母保的话孩子(最多4个)免费到16岁,但是成人保费相对较贵,而且注意小孩免费的是较差那个(非私人医院),如果要给小孩保私立医院的话,对不起请照付全额。 还有medishield只是给新加坡公民或PR, 但是Medisave-approved private Integrated Shield Plans也可以给LTSVP持有者,所以也可以给年长的父母买,50-55岁差不多是500吧 还有注意了, 每家都会有什么cash rider之类的帮你付所谓的deductable(也就是通常首2000-3000要自己付),但是我觉得这个没有必要买,因为一般工作人士公司都有住院保险可以支付这部分。 如有错误,请多多包涵
专业人士 给你纠正下
AVIVA MY SHIELD CAN COVER YOUR CHILDREN UP TO 20 YRS OLD AT AGE NEXT BIRTHDAY FOR FREE UNDER PLAN 2 ( MAXIMUM OF FOUR CHILDREN ), NTUC 的缺点是不能加RIDER 100% COVER 只能靠HOSPTIAL CASH BENEFIT 去尽量COVER 那COVER 不到的10% ( CAP 2000-3000) ,不过NTUC 总是最便宜的, 如果有两个孩子拿AVIVA 的计划的确是省钱省多了。
[本文发送自华新手机Wap版]
Put your OWN COOL signature here!
欢迎来到华新中文网,踊跃发帖是支持我们的最好方法!原文 / 传统版 / WAP版所有回复从这里展开收起列表
作者:我的心 (等级:2 - 初出茅庐,发帖:293) 发表:2011-07-02 09:10:05  2楼
请专业人士继续指点这个给小孩的免费保障挺好的,但是小孩20岁以后会是什么情况呢?保单合同上没有明确写明,我找的Aviva经纪都跟我说小孩20年后会自动扣钱续约,但是都不能提供严谨的书面材料支持。 我所担心的是如果小孩在20岁之前出现什么健康状况,20岁以后还会不会受保障。如果20岁续约的时候要根据那时候的身体状况重新评估,那我还不如现在就花点钱单独买一个合适的保单呢。 小孩子一年用CPF加上Cash出的保费一共也就400多一点,就算是500好了,20年下来也就10000左右。如果为了省下这一万而出现小孩20岁以后某些疾病住院没有保障,我觉得有些得不偿失。 我曾经写信给Aviva的客户服务专门询问这个问题,可是居然一直没有给我具体回复,只给了个Ack,还是系统自动给的,说是会在2个工作日给我回复。我很无奈啊。希望相关专业人士或者有此类经验的服务给予指点。
专业人士给你解答下 我前几天发EMAIL 问的AVIVA
前几天我发邮件问的,以下是回复, 其实你也可以的打热线问。 最近保险公司有开始提升这个SHIELD PLAN 了, 先是AIA 然后这个月AVIVA 也会升级


Subject Re: Fwd: Enquiry About my Shield/ my Shield Plus
Sender CS Life Add contact
Recipient mao.xueyan@finexis.com.sg Add contact
Date 24.06.2011 14:59
Dear Cindy

We refer to your email below.

We have checked and are sorry to share that we did not receive your first email dated 20 June 2011.

We wish to share as follow:

1. If both parents insured under Aviva, then kids can enjoy free coverage , if one of parents or both of them passed away during this free period, can kid still enjoy coverage by paying the full premium?
Reply: If one of the parents has passed away, the children will not enjoy the free cover.

2. If child during this free period 20 years he suffered critical illness,can he still continue plan after 20 yrs without any change in plan by paying premium himself ? Is it guaranted renewable ? Does it term and condition same as individual plan ? as i cant see such clause in policy contract.
Reply: MyShield/MyShield Plus a guaranteed renewable plan. Once the children has been covered under the MyShield/MyShield Plus, no further underwriting is required when the free cover has ceased.

If you have any questions, please call the Customer Service hotline 6827 9923 or email us at cs_life@aviva-asia.com. Our operating hours are 8.45am - 5.30pm, Monday - Friday, excluding Public Holidays.

Thank you for entrusting us as your preferred business partner and we look forward to serving you.

Warm regards

Shirley Wang (Ms)
Executive
Service Relations
Customer Care
Aviva Ltd
4 Shenton Way
#01-01 SGX Centre 2
Singapore 068807
Phone : 6827 9933 Fax : 6827 7480 Mobile :
Internet : cs_life@aviva-asia.com
Co. Reg. No. 196900499K

"In line with MAS Fair Dealing Outcomes, we at Aviva are committed to Treating Customers Fairly"

CONFIDENTIALITY NOTICE
This e-mail (including any attachments) may contain information that is privileged or confidential. The sending of this e-mail to any person other than the intended recipient is not a waiver of the privilege or confidentiality that attaches to it. If you are not the intended recipient, please notify the sender immediately, delete the email and do not copy, distribute or disclose its contents.
[本文发送自华新手机Wap版]
欢迎来到华新中文网,踊跃发帖是支持我们的最好方法!原文 / 传统版 / WAP版所有回复从这里展开收起列表
作者:我的心 (等级:2 - 初出茅庐,发帖:293) 发表:2011-07-02 09:16:15  3楼
专业人士给你解答下 我前几天发EMAIL 问的AVIVA前几天我发邮件问的,以下是回复, 其实你也可以的打热线问。 最近保险公司有开始提升这个SHIELD PLAN 了, 先是AIA 然后这个月AVIVA 也会升级 Subject Re: Fwd: Enquiry About my Shield/ my Shield Plus Sender CS Life Add contact Recipient mao.xueyan@finexis.com.sg Add contact Date 24.06.2011 14:59 Dear Cindy We refer to your email below. We have checked and are sorry to share that we did not receive your first email dated 20 June 2011. We wish to share as follow: 1. If both parents insured under Aviva, then kids can enjoy free coverage , if one of parents or both of them passed away during this free period, can kid still enjoy coverage by paying the full premium? Reply: If one of the parents has passed away, the children will not enjoy the free cover. 2. If child during this free period 20 years he suffered critical illness,can he still continue plan after 20 yrs without any change in plan by paying premium himself ? Is it guaranted renewable ? Does it term and cond (more...)
刚刚跟你说AVIVA SHIELD PLAN 要提升了 漏看封FRIDAY EMAIL 已经提升了
We are pleased to share with you the latest Aviva product that will make the difference for your customers and to your sales - our enhanced MyShield!



We're proud to be offering your customers further peace of mind with the enhanced MyShield.



Your clients will continue to enjoy the free coverage for children* as well as the opportunity to cover past medical concerns with our Guaranteed issuance*.



And now MyShield gets even better with our enhanced benefits without any increase of premiums:



Interim Coverage for up to $30,000 in accident medical
reimbursements* – first Shield plan in Singapore
Letter of Guarantee (LOG) now includes private hospitals
Annual Claim Limit for Plan 1 increasing from S$500,000 to S$650,000
and from S$300,000 to S$400,000 for Plan 2
[本文发送自华新手机Wap版]
欢迎来到华新中文网,踊跃发帖是支持我们的最好方法!原文 / 传统版 / WAP版所有回复从这里展开收起列表
论坛导航 -> 华新鲜事 -> 家有儿女 | 返回上一页 | 本主题共有 3 篇文章,分 1 页, 当前显示第 1 页 | 回到顶部
<<始页  [1]  末页>>

请登录后回复:帐号   密码