选择UOB Repricing Packages今天拿到UOB发来的repricing packages，请问广大的华新er选哪个配套比较合适呢？ Option A : Fixed Rate Package with 2 Years Lock-in Period - 1X free conversion (Min $100k) after 12M from conversion effective date (For completed residential properties only with a minimum loan amount of S$100,000) Year 1 : 1.70% Fixed Year 2 : 1.70% Fixed Year 3 & Thereafter : 1.70% (ML+0.85%) *Mortgage Rate (“ML”) is the Bank’s prevailing UOB MLC Rate_PTE which is currently at 0.85% p.a. Partial Redemption Penalty - 1 X penalty fee waiver per year for Capital partial prepayment up to 10% of conversion loan amount within the lock in period *1.50% on prepaid amount within lock-in period from conversion date. *Partial Repayment is subjected to 1 month written notice. *No partial repayment is allowed when the outstanding loan tenor is below 5 years. Full Redemption Penalty - Waiver of full loan redemption fee due to sales of property within lock in period *1.50% on redeemed amount within lock-in per (more...)