例子I got a letter from the lender that borrower lists my husband's name and mortgagor lists both mine name and my husband's name. Our lawyer told us because my husband is the solo borrower so only his name can appear in the deed. If my name is in the mortgagor's list, does it mean we must add my name in the deed as well? As far as I know if we add my name to the deed there would be an addtional cost. I don't want any large amount extra cost at the moment.
My lawyer says he doesn't know about this. I should ask the lender. He says the lender can offer anything they like. If I am not satisfied with the offer I can reject it. I don't know what else to say. It's up to us whether keeping my name in mortgagor's list or not. I don't want rejecting offer this kind of thing happens, if it's just an email to the lender asking for delete my name from mortgagor.
I am waiting for the reply from the lender to explain the difference between borrower and mortgagor. Shall I get my name off the mortgagor now, or it doesn'
@嘉兽 这个例子是和你说的相反 抵押人不是借款人
你的做法可以是你老婆的房子re-pricing/financing(如果有增值)套现,或再抵押套现,可以增加现金
不过要算好风险
不过要算好风险