贷款120w,月供4k+,我个人觉得是可以忍受的,还有cpf呢,cash拿出2k+不是说我们有什么实力,就是觉得,还在心里承受范围内,虽然肉疼
毕竟想住大的好的,就没那么轻松的
其实仅就房贷,还真不算啥。要是把养孩子养家庭的整个开销算起来,那可真是头大,不敢深了想。走一步算一步吧。
利率上涨我暂时没考虑哈哈,鸵鸟的认为不会大涨
my previous plan FYI. 2007 rate up to 4-5%
loan rate (either sibor or fix rate) borrow1200k (house1500k, initial 300k)
1% monthly pay 4507.30012
2% monthly pay 5072.96718
3% monthly pay 5703.04355
4% monthly pay 6404.12887
5% monthly pay 7183.4253
here I assume we borrow loan for 25 years. looks ok
1% monthly pay 4507.30012
2% monthly pay 5072.96718
3% monthly pay 5703.04355
4% monthly pay 6404.12887
5% monthly pay 7183.4253
here I assume we borrow loan for 25 years. looks ok