从朋友处得来的与楼主所述相反的信息朋友今年想全款买一套HDB，当时已经有ABSD了，他们就计划放老婆名为owner, 老公为occupier， 全款买HDB.
计划过了MOP，老公作为occupier去买私宅，算第一套，规避ABSD
HDB给的答复是，不可以！！！！
朋友美梦破灭。。。。。。
迫切需要谁来实践一下啊
frjj说的是问过officer的，我信。
朋友也是问过officer的，我也相信她。
HDB会不会官员水平参差不齐给出矛盾的结论啊！真是不知道要相信谁。
IRAS的EMAIL回复
We refer to your email on 29 January 2014.
We wish to clarify that occupiers of HDB flats are not beneficial owners of the HDB flats. They are merely authorised by HDB to live in the HDB flat. Therefore, the HDB flat is to be excluded from the count of residential properties owned by your husband if he is only an occupier (not beneficial owner) of the HDB flat.
Hence for the scenario which you have quoted in your email: if your husband is a Singapore Citizen and do not own any properties (after the transfer of HDB flat has been completed), he will not be liable for ABSD if he solely purchase a private property. The purchase will be considered your husband first residential property.
We wish to clarify that occupiers of HDB flats are not beneficial owners of the HDB flats. They are merely authorised by HDB to live in the HDB flat. Therefore, the HDB flat is to be excluded from the count of residential properties owned by your husband if he is only an occupier (not beneficial owner) of the HDB flat.
Hence for the scenario which you have quoted in your email: if your husband is a Singapore Citizen and do not own any properties (after the transfer of HDB flat has been completed), he will not be liable for ABSD if he solely purchase a private property. The purchase will be considered your husband first residential property.
Huasing Association 1999 - 2013