package是
1Y: SIBOR +0.75%
2Y: SIBOR +0.75%
3Y: SIBOR +0.7%
Thereafter: SIBOR +0.7%

Refinance package是
1Y: SIBOR +0.85%
2Y: SIBOR +0.75%
3Y: SIBOR +0.7%
Thereafter: SIBOR +0.7%
外加 cash rebate about %2K

但是 HDB不可以

fixed rate
1Y: 1.2%
2Y: 1.6%
3Y: 1.9%