Y最大的问题就是不能转出,必须要在卡里刷掉,除非关账户
每次剩一点钱真的很烦, app也很卡
R家如果用debit card就随便转入转出，也不需要考虑银行赚不赚钱

但是用master credit card充没有
所以就master credit +R

其实debit card充或者bank a/c充都挺快的
还不用担心balance转出来被怀疑套现

看来我不用Youtrip太久了

Your Revolut account (including any amount held in your Vaults) cannot exceed S$5,000 (or foreign currency equivalent) at the end of each day. During the course of the day, however, your balance is allowed to go over S$5,000.

The PS Act also impacts how much you can transact annually. You can transact no more than S$30,000 (or its equivalent in foreign currencies) on a 12-month rolling basis. This S$30,000 limit applies to transactions such as card spend, overseas ATM withdrawals, and money transfers.

An External Account is your personal SGD deposit account held with a bank in Singapore in your name. If you are likely to transact above S$5,000 during the day, then you will have to set up an External Account.

With an External Account you’ll be able to:
Top up, transact with or receive more than S$5,000 in your Revolut account throughout the day
Allow us to automatically transfer any balance in excess of S$5,000 to your External Account every night between 23:30 and 23:59, Singapore time

如果一个账户经常用credit card充钱之后不刷，而是提现或者转走，就会被ban?
相当于credit换cash了

The only time you will pay more than this is if you exceed the exchange fair usage limit for your plan. If you do, you will be charged an exchange fair usage fee on any exchange above the limit. Our Standard plan allows you to make S$5,000 of exchange per month without an exchange fair usage fee, while Premium gives you a S$15,000 allowance. However, after that, an exchange fair usage fee of 0.5% applies. You can avoid this completely by upgrading to a Metal plan (if you haven’t already), which don’t have any exchange fair usage limits.

我旅游一般不会一个月花掉5k外币 所以还没trigger过这个
可能是怕用来炒汇?

MAS规定 annual limit for transactions 是30k 无论哪家都有这个limit 5k/mth岂不是很快就到了