看这个https://www.businesstimes.com.sg/wealth-investing/more-channelling-cash-into-cpf-amid-covid-19-uncertainties The Retirement Sum Topping-Up Scheme allows members to use cash or CPF savings to top up their own or their loved ones' accounts. For recipients under 55, the Special Account can be topped up to the current Full Retirement Sum, which is $186,000 this year. Those aged 55 and older can have their Retirement Accounts topped up to the current Enhanced Retirement Sum, which is $279,000 this year. 就是说55岁前可以填到186,000 Upon turning age 55, CPF members can withdraw their CPF savings after setting aside their Basic Retirement Sum (BRS) with sufficient charge or pledge in their Retirement Account (RA), 55岁后可以只留93,000(有房产的话).剩下的随时都可以取出来。