请问这里有人买房的了吗?发觉这里好像没有关于买房的帖子,而这个也许是很多留在这里工作的人都会经历的,前辈们的经验对我们来说一定会很有帮助的。
抛砖引玉,先问几个问题:
1。对于对未来是否会留在新加坡还不是很清楚的人来说,买房还是租房比较划?
2。hdb还是condo比较保值?还像有些condo的价格已经和hdb不是差别太大了,而显然condo的条件会好很多。
3。买了房如果将来要走,但是贷款还没有还清的话,该如何做?
先谢谢前辈的回答!
I think
1. Rent a house is a better option for me, why you want to take the risk (both interest risk and property market risk) if you are not sure you'll stay in S'pore for long? To buy a house, you also need to factor in the renovation and maintenance cost.
2. A lot of condo is not easily accessable, also you need to pay a higher management fee. If you only want to 保值, fixed deposit also achieves the same result.
3. You can sell it to pay back your mortgage or you can rent it out to collect rental and continue to pay back your mortgage.
2. A lot of condo is not easily accessable, also you need to pay a higher management fee. If you only want to 保值, fixed deposit also achieves the same result.
3. You can sell it to pay back your mortgage or you can rent it out to collect rental and continue to pay back your mortgage.