【住房问题】年轻的朋友们， 你们用多少巴仙的收入用来租房？Use the 40 percent expense ratio guideline 　 This is one of those financial rules of thumb, like saving 20 percent of your pay cheque. When you’re picking between units, you can pay less attention to the price difference when it still falls within the realm of affordability. For example, say you have a monthly income of $7,500. You would then budget a maximum of $3,000 a month for you to spend on rent. Between a unit that costs $2,600 a month, and a unit that costs $3,000 a month, you’ll know you’re “safe” picking the more expensive unit. It still falls within the realm of affordability. As to why 40 percent, that’s because it still allows you save and have decent discretionary income. In the case of $7,500, you could still save $1,500 a month for emergencies, and have $3,000 a month to spend on scented candles, string quartet concerts, and other things that only expatriates buy. 你有按专家的建议分配你的收入吗？ 总体而言， 你应该用 (more...)

我刚毕业的时候，租一套房占月薪的24%一线城市，中等装修两房一厅，不是市中心，也不是很偏远的为止，近地铁。 现在，刚毕业的学生，一个月的薪水全搭上，恐怕都不一定够租一套房。 对了，那个时候我一个月的薪水可以买将近2平米的房子，以我租的那个房子来说。