try maybank最近看到了maybank的一个package, 觉得还不错 Maybank is launching the lowest 3-year fixed rate home loan package in town, which offers an attractive interest rate of 1.68 % p.a. for the first year. This first year interest rate is more than 40% lower compared to other similar packages offered in the industry. The interest rates for the second and third years are 2.68% p.a. and 3.38% p.a. respectively. 我自己家的是ocbc的，3.25% for first yr and 3.5% for 2nd yr and thereafter, 是去年的， 比较贵了， 不合算

guarantee is the HOUSE.