昨天ST新闻有被骗$120K的SINGAPORE - It took a man and his wife five years to save about $120,000, but in just 30 minutes, scammers using a fake text message stole the money they had kept in their OCBC Bank joint savings account. https://www.straitstimes.com/singapore/courts-crime/ocbc-bank-customer-lost-120k-in-fake-text-message-scam-another-had-250k-stolen

目前的认证方式，这种骗术必须得户主自己防护住网上认证全都通过了，包括digital/hardware token认证，都是户主提供给骗子的。 要防得住只能强制其他非文本输入方式认证，比如使用USB证书设备、指纹认证、声纹认证、人脸识别等等。但是部署成本高，用户有使用门槛。