有点像大额贴花 endowmentsInterest rate of 3.25% per annum is not guaranteed. Prevailing interest rate at the point of deposit will be determined by Income. Any cash benefits paid under the Disability Care Benefit cannot be accumulated with Income at the prevailing interest rate.^ c Cash value You may choose to cash in this policy fully or partially. Your policy will end after you cash in the policy fully. For single premium policy, you can only cash in this policy after you have paid the net premium(s). For regular premium policy, you can only cash in this policy after you have been paying pre

利息太低了

找几个不同年代的类似计划比较一下就看得出来区别了 不管guranteed的return还是不保证的不分都会有不同， 就跟现在低利率环境不太建议散户买长期债券，除非赌全球全面进入负利率时代的道理类似。