保险公司出大招了该帖荣获当日十大第1，奖励楼主25分以及37华新币，时间：2018-03-07 22:00:01。该帖荣获当日十大第4，奖励楼主12分以及18华新币，时间：2018-03-08 22:00:03。 (more...)

应该针对私立医院每年一次免charge，其他的可以charge一个最低费用，比如2百块，但是保费需要降低。

从新闻来看应该是3月8号之前购买的不受影响MOH has agreed to this for new riders. However, it has not mandated any change for the 1.1 million people who already have full riders - which effectively allows people to pay nothing for hospital bills - for their Integrated Shield Plans (IPs). The MOH is giving insurers until April 1, 2019, to come up with new riders that include the co-payment and cap. At that point, no full riders for IPs can be sold. To prevent people rushing out to buy full riders before then, anyone buying a rider from Thursday (March 8 ) has to switch to the new scheme by April 1, 2021 at the latest.

不一定是好事以后都去买5%那个，这个无限理赔的pool的钱就少了，羊毛最终还是出在羊身上

保险公司出大招了该帖荣获当日十大第1，奖励楼主25分以及37华新币，时间：2018-03-07 22:00:01。该帖荣获当日十大第4，奖励楼主12分以及18华新币，时间：2018-03-08 22:00:03。 (more...)

我觉得政府一刀切取消100%RIDER是不合适的保险公司可以提高保费，这是商业决定。