SIBOR这两个星期刚刚大涨哦另外下半年SIBOR Evolution大改革，新SIBOR的走势很难预测。

作为门外汉，与自己将来贷款有关，google了，找到如下： One of the key proposals is to calculate SIBOR using the following waterfall methodology: (i) transactions in the underlying wholesale funding markets, (ii) transactions in related markets, and (iii) expert judgement. The inclusion of other wholesale funding transactions reflects the structural shifts in banks’ funding sources. This waterfall methodology will also provide greater clarity and facilitate consistency across panel banks that submit input for the calculation of SIBOR. Discontinuing 12-mth SIBOR. 问一声这是啥意思？

看衰经济不是要果断FLOAT吗？为啥要FIXED呢，反了吧。