百万现金大挑战!全存银行活期一年利息能超过4%吗?
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作者:大好人 (等级:8 - 融会贯通,发帖:2805) 发表:2023-12-27 17:58:50  21楼
被lz孜孜不倦的科普触动了感觉确实少拿了不少钱 没有穷人,只有懒人啊! 2024 new year resolution有了!
微风惊暮坐,临牖思悠哉。 开门复动竹,疑是故人来。
我们见过面的。
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作者:大好人 (等级:8 - 融会贯通,发帖:2805) 发表:2023-12-29 01:30:45  22楼
是好人买好股吗对好人这么执着啊哈哈 明年开始试着鼓捣一年,感觉多收个三五百问题不大,到时候请你喝咖啡啊
肯下工夫的话
一年三五万也不在话下。
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作者:大好人 (等级:8 - 融会贯通,发帖:2805) 发表:2023-12-29 12:49:39  23楼
multiplier可以用paylah消费或者redeem ssb完成salary虽然麻烦点但不是一定要进工资
这些人只寻思多几笔钱放几个户口
没人研究一笔钱同时赚几个户口的利息?
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作者:大好人 (等级:8 - 融会贯通,发帖:2805) 发表:2023-12-29 15:24:46  24楼
BOC Salary Credit很严格,个人的GIRO或者Paynow都会被识别为无效工资入账 OCBC360倒是容易,就是每个银行刷卡500不容易
每个银行刷500简直太容易了
付一点点手续费而已
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作者:大好人 (等级:8 - 融会贯通,发帖:2805) 发表:2024-01-01 20:06:46  25楼
BOC smart saver 4.6%似乎比OCBC 360要高不少。
2024最新研究
1. WEBULL EIR 15.80% 138K
2. UOBONE EIR 6% 100K
3. OCBC360 EIR 4.6% 100K
4. BOC SMART SAVE EIR =base 0.4%+ 0.8%(信用卡1.5k)+2.5%(salary 6k)+0.9%(Giro)=4.7% 100k !
5. UOB STASH account(跟HSBC EGA轮流用), 100k EIR 4.5%+
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作者:大好人 (等级:8 - 融会贯通,发帖:2805) 发表:2024-01-01 20:56:14  26楼
请问一下,第一个有那么高?超过百分之十,看上去 too good to be true?
购者自慎
网上公开信息,自己做好功课。
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作者:大好人 (等级:8 - 融会贯通,发帖:2805) 发表:2024-01-01 21:23:25  27楼
目前看还是UOB one最好。而且信用卡只要500
而且有大华龙年大红包!
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作者:大好人 (等级:8 - 融会贯通,发帖:2805) 发表:2024-01-05 14:03:32  28楼
请教WEBULL怎么拿EIR 15.80Hi,帅哥 请教WEBULL怎么拿EIR 15.80 烦请指教 谢谢
见内
存10万美元三个月拿到3000美元+三个月大概1%的货币基金奖励,三个月年化近16%。亦可存等额新币137,100元,回报一样。用下面连接注册。
https://www.webull.com.sg/s/uIYsgQvGCUWftnnG3x
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作者:大好人 (等级:8 - 融会贯通,发帖:2805) 发表:2024-01-05 15:19:38  29楼
谢谢啦不过好像要微牛新用户才可以,是吧
现有用户可用

Webull Moneybull Promo: Earn US$80 to US$3,000 of cash voucher
03 Dec 2023


Earn a cash voucher of US$80 to US$3,000 when you make a net cumulative deposit of at least US$2,000 and activate Webull Moneybull

Webull Moneybull Promotion January 2024

Summary of Webull Moneybull Promo

What's the deal:
Earn US$80 cash vouchers when you activate the Moneybull feature and make a net cumulative deposit of US$2,000 to US$99,999

Earn US$3,000 cash vouchers when you activate the Moneybull feature and make a net cumulative deposit of at least US$100,000

The Moneybull promotion is stackable with the Webull welcome rewards promotion.
Eligibility requirements:

You will need to activate the Webull Moneybull feature by 31st January 2024.

You will need to maintain a net cumulative deposit of US$2,000 or more in your account for a holding period till 23:59 on 29th February 2024.
What's important to note: By making a deposit into Webull Moneybull, you will be making a purchase of an investment product. All investments carry risks.

Promo dates: The promotion will run till 15:59 SGT on 31st January 2024.
Webull Moneybull Promotion Jan 2024

What’s the deal with Webull Moneybull Promo?
Webull is running a promotion where you will earn cash vouchers of up US$3,000 when you deposit at least US$2,000 and activate Moneybull.

Earn US$80 cash vouchers when you make a net cumulative deposit of US$2,000 to US$99,999 and activate the Moneybull feature

Earn US$3,000 cash vouchers when you make a net cumulative deposit of US$100,000 or more and activate the Moneybull feature

Moneybull is Webull's cash management account that aims to help you earn a higher potential return on your idle cash compared to savings account by investing in money market funds. Read our review of Webull Moneybull here.

As of 13 October 2023, the underlying USD Cash Fund in the Webull Moneybull generated a 7-day annualised yield of 5.4% p.a.

However, do note that returns are not guaranteed and historical returns are not indicative of future performance.

What are the eligibility requirements for Webull Moneybull Promo?
How to earn US$80 cash voucher with Webull Moneybull

There are 3 steps required to get your Moneybull reward of US$80 cash voucher:

Step 1: Tap on "Participate Now" by 31st January 2024 15:59 SGT

Step 2: Activate Moneybull in your Webull App by 31st January 2024 15:59 SGT. Note: If you are currently holding a cash Account, you must convert your Account into a margin Account via the Webull App before activating Moneybull.

Step 3: Subscribe to USD2,000 or more via Moneybull by 31st January 2024 15:59 SGT, and maintain a daily Net Cumulative Deposit of ≥ 0 for a holding period that starts from the date the first Moneybull subscription worth USD2,000 or more is settled and ends on 29/02/2024 at 23:59 SGT.
The US$80 Cash Vouchers will be automatically added your account by 7th March 2024 after all the necessary conditions are met.

How to earn US$3,000 cash voucher with Webull Moneybull

There are 3 steps required to get your Moneybull reward of US$3,000 cash voucher:

Step 1: Tap on "Participate Now" by 31st January 2024 15:59 SGT
Step 2: Activate Moneybull in your Webull App by 31st January 2024 15:59 SGT. Note: If you are currently holding a cash Account, you must convert your Account into a margin Account via the Webull App before activating Moneybull.
Step 3: Subscribe to USD100,000 or more via Moneybull by 31st January 2024 15:59 SGT, and maintain a daily Net Cumulative Deposit of ≥ 0 for a holding period that starts from the date the first Moneybull subscription worth US$100,000 or more is settled and ends on 29/02/2024 at 23:59 SGT.

The additional US$2,920 Cash Vouchers will be automatically added your account by 7th May 2024 after all the necessary conditions are met.
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作者:大好人 (等级:8 - 融会贯通,发帖:2805) 发表:2024-01-11 10:27:01  30楼
2024最新研究1. WEBULL EIR 15.80% 138K 2. UOBONE EIR 6% 100K 3. OCBC360 EIR 4.6% 100K 4. BOC SMART SAVE EIR =base 0.4%+ 0.8%(信用卡1.5k)+2.5%(salary 6k)+0.9%(Giro)=4.7% 100k ! 5. UOB STASH account(跟HSBC EGA轮流用), 100k EIR 4.5%+
2024一月最新研究
ALL IN SGD

1. WEBULL EIR 15.80% 138K
2. SCBBONUS EIR 6.88% 100K
3. UOBONE EIR 6% 100K
4. MOOMOO EIR 5.8% 80K 2MTH
5. OCBC360 EIR 4.6% 100K
6. BOC SMART SAVE EIR =base 0.4%+ 0.8%(信用卡1.5k)+2.5%(salary 6k)+0.9%(Giro)=4.6% 100k !
7. UOB STASH account(跟SCB ESAVER轮流用), 100k EIR 4.5%+
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作者:大好人 (等级:8 - 融会贯通,发帖:2805) 发表:2024-01-18 07:00:25  31楼
请教这个怎么实现SCBBONUS EIR 6.88% 100K 谢谢!
渣打银行bonus saver 号称存十万4.88%
https://www.sc.com/sg/save/current-accounts/bonussaver/

条件每月存薪水3000,2.5%
信用卡花2000,2.05%
付三个账单,0.33%
共4.88%

叠加以下优惠存十万,三个月得500,EIR最高6.88%。

https://www.sc.com/sg/saveuplevelup/
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作者:大好人 (等级:8 - 融会贯通,发帖:2805) 发表:2024-02-01 07:54:59  32楼
这个已经是公开的秘密Uobone 设为Paynow账号,从其他银行网上paynow 给自己,记得选purpose as Salary.
现在注册Uob paynow可以拿8块现金,手慢无!正好配Uob one account 自己发工资
Don’t have PayNow? Register now and send an e-hongbao (min. 10 SGD) to get 8 SGD cash. Limited to the first 1,000 customers only, till 29 Feb 2024.
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作者:大好人 (等级:8 - 融会贯通,发帖:2805) 发表:2024-02-04 11:34:19  33楼
怎样消费500请问如何做到?多谢!
买菜
超市,电话费,打车,吃饭。。。
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作者:大好人 (等级:8 - 融会贯通,发帖:2805) 发表:2024-03-12 17:32:12  34楼
2024一月最新研究ALL IN SGD 1. WEBULL EIR 15.80% 138K 2. SCBBONUS EIR 6.88% 100K 3. UOBONE EIR 6% 100K 4. MOOMOO EIR 5.8% 80K 2MTH 5. OCBC360 EIR 4.6% 100K 6. BOC SMART SAVE EIR =base 0.4%+ 0.8%(信用卡1.5k)+2.5%(salary 6k)+0.9%(Giro)=4.6% 100k ! 7. UOB STASH account(跟SCB ESAVER轮流用), 100k EIR 4.5%+
2024三月最新研究

ALL IN SGD

1. MOOMOO EIR 6.8% 200K 2MTH
2.
3. UOBONE EIR 6% 100K
4.
5. OCBC360 EIR 4.6% 100K
6. BOC SMART SAVE EIR =base 0.4%+ 0.8%(信用卡1.5k)+2.5%(salary 6k)+0.9%(Giro)=4.6% 100k !
7. UOB STASH account EIR 4.6% 100K
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作者:大好人 (等级:8 - 融会贯通,发帖:2805) 发表:2024-03-12 17:48:15  35楼
2024三月最新研究 ALL IN SGD 1. MOOMOO EIR 6.8% 200K 2MTH 2. 3. UOBONE EIR 6% 100K 4. 5. OCBC360 EIR 4.6% 100K 6. BOC SMART SAVE EIR =base 0.4%+ 0.8%(信用卡1.5k)+2.5%(salary 6k)+0.9%(Giro)=4.6% 100k ! 7. UOB STASH account EIR 4.6% 100K
新加坡全岛各大银行3月定存利率出炉!最高花旗银行3.6%~
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作者:大好人 (等级:8 - 融会贯通,发帖:2805) 发表:2024-05-01 17:55:28  36楼
2024三月最新研究 ALL IN SGD 1. MOOMOO EIR 6.8% 200K 2MTH 2. 3. UOBONE EIR 6% 100K 4. 5. OCBC360 EIR 4.6% 100K 6. BOC SMART SAVE EIR =base 0.4%+ 0.8%(信用卡1.5k)+2.5%(salary 6k)+0.9%(Giro)=4.6% 100k ! 7. UOB STASH account EIR 4.6% 100K
2024五月最新研究
2024五月最新研究

ALL IN SGD

1. MOOMOO EIR 6.8% 200K 2MTH


2. OCBC360 EIR 3.5% 200K
3. HSBC EGA EIR 4.35% 250k
4. UOBONE EIR 4% 150K
UOB STASH account EIR 3% 100K
5. Citibank EIR 3% 100K
6. SCB eSaver EIR 3.45% 200k
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作者:大好人 (等级:8 - 融会贯通,发帖:2805) 发表:2024-06-19 13:23:19  37楼
2024五月最新研究2024五月最新研究 ALL IN SGD 1. MOOMOO EIR 6.8% 200K 2MTH 2. OCBC360 EIR 3.5% 200K 3. HSBC EGA EIR 4.35% 250k 4. UOBONE EIR 4% 150K UOB STASH account EIR 3% 100K 5. Citibank EIR 3% 100K 6. SCB eSaver EIR 3.45% 200k
Ocbc
OCBC360 EIR 3.5% 200K

Ocbc 360的invest bonus 只需投资2万unit trust,费用0.88%。然后存十万一年可以多得1.5%1500块利息。就算unit trust 不赚钱,回报率也有1300/20000=6.5%。而且可以用SRS.
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