弱弱问下resale hdb5年mop内可以申请EC么?之前在网上以及中介曾经说过买二手HDB如果不拿政府补助的话,在5年MOP内是可以申请买新的EC的,只要EC建好的时候已经过了5年MOP就行.前两天打电话去HDB hotline问也是这样的.结果后来发邮件去问却回复说申请EC也得等到5年MOP之后.现在已经晕了 HDB的回复如下: ...... Therefore, you and your essential ocuppiers, if any, have not met the 5-year MOP of your flat to buy a private property and also not eligible to apply for an EC unit at this juncture. For application to buy EC unit from developer, the applicant must have met the MOP of his current flat. Please note that this is one of the eligibility criteria for EC application. --- 该帖荣获当日十大第9，奖励楼主2分以及3华新币，时间：2015-10-23 22:00:04。

請問那要是買的二手組屋，沒拿CPF housing grant，5年後買EC，首付的最低要求還是20%-30%嗎？還是沒還完組屋的bank loan的情況下要給50%首付？

拿Proximity Housing Grant (PHG) 津贴算不算呢？xmlzj

Correct me if I were wrong在HDB的EC Eligibility網頁上： under Property Ownership: You have not bought a new HDB/ DBSS flat or EC, or received a CPF Housing Grant before; or, have only bought 1 of these properties/ received 1 CPF Housing Grant thus far. and under Can I get a new EC if I used to/ still own an HDB flat, DBSS flat, or EC? in the bottom: HDB resale flat bought using a CPF Housing Grant (only applies to first-timer applicants) 我一直認為是說公民買了resale的HDB，可以不用賣，還有資格申請EC，只是不清楚這個“using a CPF Housing Grant”是不是必須 ，而且只能一個

多謝回复清楚多了！

请问买BTO不满5年也是同理吗？假如差9个月的样子，appeal成功机会大么？