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怎样直接从Owner手中买车
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怎样直接从Owner手中买车在SGCARMART上看好一辆车,是owner direct sale,哪个好心的朋友介绍一下,从owner手中买二手车的程序怎样?如过户、保险、贷款等。
另Mazada3这个车怎样呀?
谢谢
[孤独老六 (6-30 23:44, Long long ago)] [ 传统版 | sForum ][登录后回复]1楼

没有人知道吗?[孤独老六 (7-1 10:53, Long long ago)] [ 传统版 | sForum ][登录后回复]2楼

(引用 孤独老六:没有人知道吗?)ask孙,不过他经常很忙也许没时间上来看[Spring (7-1 10:57, Long long ago)] [ 传统版 | sForum ][登录后回复]3楼

zt[|ENZYME| (7-1 14:22, Long long ago)] [ 传统版 | sForum ][登录后回复]4楼

(引用 |ENZYME|:zt)不小心按了回车,进这里 /// 转自hwz的一个回复,还是很详细的I bought a second hand car direct from seller. The seller is my friend of 20 years and he don't abuse his car so I felt safe to buy from him. He even pointed out to me where the dents were.

Basically the process is somewhat like this:

A. Settle the payment
B. Settle the insurance

Settling payment and settling insurance can be done in separate tracks, but both must be completed before the LTA transfer.

1. Agree upon the price.

2. Decide on how much u want to pay upfront and how much u want to borrow from bank.

3. Find a loan for the decided amt. You will need at least two separate days to go to the bank to sign docs. Pre-prepare all your docs, zap clearly both of your NRIC's as well as buyer's CPF statement or payslips. Go to bank sign docs or thumbprint the docs for application for loan.

4. Meanwhile, also check the road tax status of the car. If it is abt to expire, seller has to arrange for the car to be inspected and road tax renewed. IF YOU ARE BUYING A SECOND HAND OPC, INSPECTION AND RENEWAL OF ROAD TAX IS MANDATORY because they want to see that the screw is not tampered with. Obtain the new road tax disc if applicable.

5. Next, find an insurance package. This one involves only the buyer plus the details of the car AND the renewed road tax disc and letters. Make a trip to the insurance co to sign all application forms. Pre-prepare NRIC copy of buyer and all other gin bangs (road tax thingy etc) required before going down to save trips.

6. Wait a while for the policy to be approved. Insurance is paid at one shot - cannot monthly one. So prepare $1k+ minimum to pay at one shot. Only AFTER u pay the full annual fees will the insurance cert be given to you.

7. On the other track, wait about a week for bank to reply that it will "in principle" agree to give the loan. When this happens, both go to LTA at Sin Ming to do the transfer. You must bring along the insurance cert (plus photocopy) and the renewed road tax disc/letter. The transfer costs $500 ++ . Work out between buyer and seller who to foot this bill and how much to split. For me, my friend volunteered and footed the whole sum in compensation for the dents on the car. Then get the transfer completed letter and zap a few good copies. Buyer and seller each one copy, and one copy for the bank.

8. With the LTA transfer letter AND the insurance cert, go to bank and give them the stuff. The bank will take about 3 days to verify everything then issue the seller the cheque.

9. During this waiting-for-cheque period it is advisable for the buyer to arrange for farking if necessary. If buyer doesnt stay in condo or private property, it is likely to require a trip to HDB branch office to buy HDB season farking. It is advisable to check in advance availability of lots - availability isnt guranteed. HDB season farking must be paid in cash or nets for first month (or first 3 months, i forgot), before the GIRO application is approved. The other farking required is perhaps the one at workplace, if necessary.

10. When the seller receive the cheque, the buyer can then give the "deposit" in cash directly to seller. Seller then hands the car keys to buyer, plus any freebies the seller can give or want to give to the buyer (like free car fragrance lah, free cashcard with leftover amount lah, free leftover farking coupons lah etc etc). Buyer then sticks the season farking label(s), if any, on the car.

11. The buyer will then start paying for the instalments. Initial month must be paid by cash or nets because GIRO application takes a while.

12. Buyer then slaves for the car and any subsequent cars for the rest of his/her life.
[|ENZYME| (7-1 14:23, Long long ago)] [ 传统版 | sForum ][登录后回复]5楼

关于mazda3你说的应该是旧款的吧,

我觉得动力一般,之前我开过1.6的vios manual, 感觉加速不如vios。要到了2500转以上才感觉动力慢慢上来。油耗我没真正去算过,但是一般上以为都不如对应的本田、丰田的车省油。

后排空间也一般,跟vios差不多,但是肯定赶不上latio。

如果不是lux model的话那只有一个气囊,也很不厚道。



[|ENZYME| (7-1 14:28, Long long ago)] [ 传统版 | sForum ][登录后回复]6楼

(引用 |ENZYME|:不小心按了回车,进这里 /// 转自hwz的一个回复,还是很详细的I bought a second hand car direct from seller. The seller is my friend...)直接向个人买是可以省钱,但是会麻烦一些,主要是一些手续要自己去跑[|ENZYME| (7-1 14:34, Long long ago)] [ 传统版 | sForum ][登录后回复]7楼

(引用 |ENZYME|:不小心按了回车,进这里 /// 转自hwz的一个回复,还是很详细的I bought a second hand car direct from seller. The seller is my friend...)非常感谢[孤独老六 (7-1 14:35, Long long ago)] [ 传统版 | sForum ][登录后回复]8楼

费油。启动还可以吧,不过跟2.0以上的要输挺多的。车身很重比altis重一百公斤,没开就相当于做了两个人。
重的感觉像开欧洲车。

就是费油,不是一般的费。
[king (7-3 23:13, Long long ago)] [ 传统版 | sForum ][登录后回复]9楼


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