定期存款利率DBS才1%不到，有没有高一点的地方？[tommmy (2-5 14:56, Long long ago)] [ 传统版 | sForum ][登录后回复]1楼
你的金额多少，如果太小，有的话，你也是不可以拿的。现在每个银行都有很多promo的。[无名 (2-5 17:41, Long long ago)] [ 传统版 | sForum ][登录后回复]2楼
depends on amountcan try standard chartered bank
eSaver account
1.88% p.a.[海风 (2-5 23:01, Long long ago)]
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Thanks all for the reply[tommmy (2-6 22:13, Long long ago)] [ 传统版 | sForum ][登录后回复]4楼
if you have 50K and above, i think you can get close to 3% in any bank[大象 (2-7 0:03, Long long ago)] [ 传统版 | sForum ][登录后回复]5楼
You can check ST article for this archived in my websitehttp://www.sgmoneymatters.com/dispatcher.php?page=archive
"Local Banks offer hongbao rates to savers"[nuswolf (2-7 12:33, Long long ago)]
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(引用 nuswolf:You can check ST article for this archived in my websitehttp://www.sgmoneymatters.com/dispatcher.php?page=archive
"Local Banks o...)BTW, OCBC Just launch a new saving account 1.2% p.a.http://www.ocbc.com/personal-banking/banking/Bnk_Dep_MSP.shtm
not bad for small amount savings.[nuswolf (2-8 1:19, Long long ago)]
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(引用 nuswolf:BTW, OCBC Just launch a new saving account 1.2% p.a.http://www.ocbc.com/personal-banking/banking/Bnk_Dep_MSP.shtm not bad for s...)ThanksI saw an advertisement from citibank today saying that the interest can be 3.6% for investment deposit. Don't know how it works. Might end up losing money?[tommmy (2-8 21:25, Long long ago)] [ 传统版 | sForum ][登录后回复]8楼
(引用 tommmy:ThanksI saw an advertisement from citibank today saying that the interest can be 3.6% for investment deposit. Don't know how it ...)it's a bundle product.half into UFTD, 12months, offer you 3.6%p.a.
another half into investment, like Unit Trust, Single premium insurance product.[无名 (2-9 0:07, Long long ago)]
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(引用 tommmy:ThanksI saw an advertisement from citibank today saying that the interest can be 3.6% for investment deposit. Don't know how it ...)You got to be very careful of bank's promotionThe good news is Financial Market in Singapore is very well regulated, banks and insurance companies have to disclose everything in their marketing materials. so if you take a little patience to read the fineprint, here it is
"Interest rate of 3.6% p.a. is applicable on the 12-month Singapore Dollar unfixed deposit >>>> when you invest fresh funds of minimum amount S$10,000 or equivalent in selected Unit Trusts and/or Single Premium Insurance Plans <<<<< and place and equivalent or lower amount in a 12-month Singapore dollar unfixed deposit. "
That means if you place 10K in FD and 10K in unit trust, you enjoy 3.6% interest only for 10K and have potential lost in your unit trust investment and 5% sales charge which they usually impose.
p.s. i assume the product you were referring is Citibank Unfixed Deposit @ http://www.citibank.com.sg/portal/citiwm_home_center.jsp?frameset=centerFrameset&productID=InvestmentsDeposits&frameval1=wowWorkID&path=/sggcb/english/prod/cat_land/InvestmentsDeposits.htm&framevar1=workID[nuswolf (2-9 0:14, Long long ago)]
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(引用 nuswolf:You got to be very careful of bank's promotionThe good news is Financial Market in Singapore is very well regulated, banks and i...)Yes, that's the one I saw. Thanks a lot for the reminder.[tommmy (2-9 19:58, Long long ago)] [ 传统版 | sForum ][登录后回复]11楼