µÇ¼ | Ê×Ò³ -> »ªÐÂÏÊÊ -> Éç»á°Ù¿Æ | Çл»µ½£º´«Í³°æ / sForum | Ê÷ÐÎÁбí
¡¾ÍòÄÜÇóÖú¡¿´ó¼ÒÀ´ÌÖÂÛÒ»ÏÂ20¼¸ËêÒ»Ö±¹¤×÷µ½60ËêCPF×ܶî´ó¸Å¶àÉÙ£¿
<<ʼҳ¡¡ <ÉÏÒ³ ¡¡ 1¡¡ 2¡¡ [3]¡¡ Ä©Ò³>>¡¡

(ÒýÓà Ëæ±ãתת:Âù¼òµ¥µÄÇ®ÉÙµÄʱºòOAתSA Ç®¶àµÄʱºòÖ±½Ó³äµ½FRS 55ËêµÄʱºò×ö¸öSA shielding£¨Èç¹ûµ½Ê±ºò»¹Ã»±»½ûµôµÄ»°£©£¬½ûµôÎÊÌâÒ²²»´ó£¬Ñ¡RAÖ»µ½B)Ñ¡RAÖ»µ½BRSÓ¦¸ÃûÓÐÕâ¸öÑ¡Ïî
Èç¹ûSAÀïÃæµÄÇ®³¬¹ýFRSµÄ»°
ÄǸö©¶´£¬¹À¼ÆÊÇÒ»¶Ù²Ù×÷ÃÍÈ绢¡£¡£¡£
¡¡[±¾ÎÄ·¢ËÍ×Ô»ªÐÂÊÖ»úWap°æ] [´ºÌ컪¶û×È (12-23 13:22, Long ago)] [ ´«Í³°æ | sForum ][µÇ¼ºó»Ø¸´]41Â¥

(ÒýÓà Sylin:ÕæµÄÒ®¸Õ¹¤×÷µÄʱºòнˮµÍ£¬¸ù±¾Åܲ»¹ýÏÖÔÚµÄͨÕÍ¡£ Ö»ÓÐÂòµ±Ê±µÄ·¿×Ó²ÅÄܱ£Öµ£¬ÄÇʱºò1mil±ÈÌì´ó¡£)´ËÇé¿É´ý³É×·Ò䣬ֻÊǵ±Ê±ÒÑã¯È»Óм¸¸öÈËÓÐÕâ¸ö¾õÎò£¿
ÓÐÕâ¸ö¾õÎòµÄÓм¸¸öÈËÓÐÕâ¸öʵÁ¦£¿
[ÒµÓà´ò½´ÓÍ (12-23 13:27, Long ago)] [ ´«Í³°æ | sForum ][µÇ¼ºó»Ø¸´]42Â¥

(ÒýÓà ´ºÌ컪¶û×È:Ñ¡RAÖ»µ½BRSÓ¦¸ÃûÓÐÕâ¸öÑ¡Ïî Èç¹ûSAÀïÃæµÄÇ®³¬¹ýFRSµÄ»° ÄǸö©¶´£¬¹À¼ÆÊÇÒ»¶Ù²Ù×÷ÃÍÈ绢¡£¡£¡£)àÅ£¬ÎÒÓÖ¿´ÁËÏÂRA¿ÉÒÔÖ»µ½BRS£¬Èç¹û·¿×Ó¿ÉÒÔסµ½95Ëê
²»¹ýÖ»ÄÜÈ¡³öÀ´£¬²»Äܱ£ÁôÔÚSA
¡¡[±¾ÎÄ·¢ËÍ×Ô»ªÐÂÊÖ»úWap°æ] [Ëæ±ãתת (12-23 13:30, Long ago)] [ ´«Í³°æ | sForum ][µÇ¼ºó»Ø¸´]43Â¥

(ÒýÓà Nektar:SA ×î´ó»¯²¢²»ÈÝÒ×FRS ÂúÁËÖ®ºóSAÖ»ÄÜͨ¹ý¹¤×ÊнˮÿÔÂÌî³ä£¬ÔÙ¼ÓÉÏÿÄêµÄÀûÏ¢£¬ Ôö³¤ºÜÓÐÏÞÁË¡£ ÖÁÓÚ SA shield Õâ¸ö©¶´£¬³ÙÔç»á±»²¹µô...)´ó¸ÅËãÁËһϼÙÉèÏÖÔÚ40ËêSAµ½20Íò£¬¹¤×÷µ½55Ë꣬ÿÄêCPF compulsory contributionÂú37740¡£

ÕâÑù55ËêʱSA½«½ü55Íò£¬¼ÙÉèSA shielding±»½ûµô£¬SA»áתFRSÈ¥RA£¬15ÄêºóFRS´ó¸ÅÊÇ30Íò£¬SA¾Í»¹Ê£25Íò£¬ÔÙ¹ý10Äê65Ëêʱ37Íò£¬ÒԺ󲻶¯±¾½ðÿÔÂÀûÏ¢1200¡£30ÍòµÄFRS£¬65Ë꿪ʼÿÔ´ó¸Å2300¡£¼ÓÆðÀ´Ã¿ÔÂ3500£¬Ï൱ÓÚÏÖÔÚµÄÿÔÂ1900£¨Í¨ÕÍ2.5%£©¡£

¹þ¹þ£¬ºÃÏñҲû¶àÉÙÇ®°¡¡£
¡¡[±¾ÎÄ·¢ËÍ×Ô»ªÐÂÊÖ»úWap°æ] [Ëæ±ãתת (12-23 13:48, Long ago)] [ ´«Í³°æ | sForum ][µÇ¼ºó»Ø¸´]44Â¥

(ÒýÓà Ëæ±ãתת:´ó¸ÅËãÁËһϼÙÉèÏÖÔÚ40ËêSAµ½20Íò£¬¹¤×÷µ½55Ë꣬ÿÄêCPF compulsory contributionÂú37740¡£ ÕâÑù55ËêʱSA½«½ü55Íò£¬¼ÙÉèSA shielding±»...)ºÃÆæÕâ¸öSA shielding
Õâô²Ù×÷µÄ³É±¾´óÔ¼ÊǶàÉÙÄØ£¿»¹ÊÇÓÖ±£ÁôÁËSA£¬»¹ÄÜÔÙ¶à׬һ±Ê£¿
Ò»Ö±¾õµÃCPFµÄ½»Ò׳ɱ¾ºÜ¶à
¡¡[±¾ÎÄ·¢ËÍ×Ô»ªÐÂÊÖ»úWap°æ] [´ºÌ컪¶û×È (12-23 14:14, Long ago)] [ ´«Í³°æ | sForum ][µÇ¼ºó»Ø¸´]45Â¥

(ÒýÓà Ëæ±ãתת:´ó¸ÅËãÁËһϼÙÉèÏÖÔÚ40ËêSAµ½20Íò£¬¹¤×÷µ½55Ë꣬ÿÄêCPF compulsory contributionÂú37740¡£ ÕâÑù55ËêʱSA½«½ü55Íò£¬¼ÙÉèSA shielding±»...)Ò²Çë½Ìһϡ£¡£https://plannerbee.co/learn-personal-finance/retirement-cheat-sheet-cpf-sa-shielding/

ÕâÀïÃæ¸øµÄËùνµÄdifference e and gain is between OA and SA..

ÎÒÃǵÄÇé¿öÊÇ sa Ma ¶¼ÂúÁË¡£ ÿÄêÔÚÄÃ4% ¡£ £¨ Ä¿Ç°µÄfloor rate )


ÕâÑù»¹ÐèÒª°Ñsa ת³öÈ¥Âò±ðµÄ²úÆ·Â𣿠£¨ Ô¤ÁôËÄÍò£©

duoxie
ÎÒÔõôÔÎÁË¡£¡£
¡¡[±¾ÎÄ·¢ËÍ×Ô»ªÐÂÊÖ»úWap°æ] [СÍÁ (12-23 14:16, Long ago)] [ ´«Í³°æ | sForum ][µÇ¼ºó»Ø¸´]46Â¥

(ÒýÓà ÓͲ˻¨¿ªÁË:ÖصãÊÇÔõÑù²ÅÄÜ×öµ½SA×î´ó»¯£¿ÈçÌâ)àÅàÅÎÒÒ²¾õµÃÕâ¸öºÜÖØÒª

ÎÒÒÔΪʱ¼ä²ÎÊýºÜÖØÒª

Ô½Ô翪ʼÀÛ»ýÀûÏ¢Ô½ºÃ£¬

µ«¿´Íê ºÃÏñ»¹ÓÐsheilding and CPF life ¿ÉÒÔ²Ù×÷

µ«ºÃÏñºóÕßûµ½55 ²»Äܹ»ÌáÇ°²Ù×÷¡£

¾õµÃÓбØÒª¸øCPF ´òµç»°ÎÊÎÊÁË
¡¡[±¾ÎÄ·¢ËÍ×Ô»ªÐÂÊÖ»úWap°æ] [СÍÁ (12-23 14:20, Long ago)] [ ´«Í³°æ | sForum ][µÇ¼ºó»Ø¸´]47Â¥

(ÒýÓà ´ºÌ컪¶û×È:ºÃÆæÕâ¸öSA shielding Õâô²Ù×÷µÄ³É±¾´óÔ¼ÊǶàÉÙÄØ£¿»¹ÊÇÓÖ±£ÁôÁËSA£¬»¹ÄÜÔÙ¶à׬һ±Ê£¿ Ò»Ö±¾õµÃCPFµÄ½»Ò׳ɱ¾ºÜ¶à )ûȥ×Ðϸ¿´»¹Ôç¾ÍÀÁµÃ²ÙÐÄ
ºÃÏñÒ»°ã½¨ÒéÊÇÂò¶ÌÆڵͷçÏÕµÄծȯÀàËÆt-billÕâÖÖ
ËðʧµÄ¾ÍÊÇ°ëÄêµÄÀûÂʲî°É
¡¡[±¾ÎÄ·¢ËÍ×Ô»ªÐÂÊÖ»úWap°æ] [Ëæ±ãתת (12-23 14:23, Long ago)] [ ´«Í³°æ | sForum ][µÇ¼ºó»Ø¸´]48Â¥

(ÒýÓà СÍÁ:Ò²Çë½Ìһϡ£¡£https://plannerbee.co/learn-personal-finance/retirement-cheat-sheet-cpf-sa-shielding/ ÕâÀïÃæ¸øµÄËùνµÄdifference ...)55ËêʱÔÙ˵°¡»¹ÔçÄØ ¡¡[±¾ÎÄ·¢ËÍ×Ô»ªÐÂÊÖ»úWap°æ] [Ëæ±ãתת (12-23 14:24, Long ago)] [ ´«Í³°æ | sForum ][µÇ¼ºó»Ø¸´]49Â¥

(ÒýÓà Ëæ±ãתת:55ËêʱÔÙ˵°¡»¹ÔçÄØ)ŶŶŶŶŶ ÊÇÕâ¸öÒâ˼±§Ç¸°¡

ÎÒÀí½âÄÜÁ¦ºÜ²î¡£

ÅÀÂ¥¿´ÁËһϠºÃÏñûÓÐÐж¯µã¡£¡£
¡¡[±¾ÎÄ·¢ËÍ×Ô»ªÐÂÊÖ»úWap°æ] [СÍÁ (12-23 14:55, Long ago)] [ ´«Í³°æ | sForum ][µÇ¼ºó»Ø¸´]50Â¥

(ÒýÓà ´ºÌ컪¶û×È:ºÃÆæÕâ¸öSA shielding Õâô²Ù×÷µÄ³É±¾´óÔ¼ÊǶàÉÙÄØ£¿»¹ÊÇÓÖ±£ÁôÁËSA£¬»¹ÄÜÔÙ¶à׬һ±Ê£¿ Ò»Ö±¾õµÃCPFµÄ½»Ò׳ɱ¾ºÜ¶à )SA shielding ³É±¾²»¸ß£¬µ«Ô¤ÆÚÊÕÒæÆÄ·á˵°×Á˾ÍÊÇÄ¿Ç°CPFÕþ²ßµÄ©¶´¡£ 55ËêÒÔºóµÄSAÕË»§£¬ 4%µÄÊÕÒæÂʲ¢ÇÒ¿ÉÒÔËæʱ¿É֧ȡ£¬ÆäÎÞ·çÏյĻر¨µþ¼Ó×ʽðµÄÁé»îÐÔ£¬µ±È»ÊǼ«¼ÑµÄͶ×ʹ¤¾ß¡£ Ŀǰͳ¼ÆÊÇ´óÔ¼2%µÄÈËȺ½øÐÐÁËÏà¹Ø²Ù×÷£¬Ëæ×ÅÀàËƲÙ×÷ÊýÁ¿µÄÔö¼Ó£¬Õ⩶´±»¶ÂµôÊdzÙÔçµÄÊ¡£ [Nektar (12-23 15:04, Long ago)] [ ´«Í³°æ | sForum ][µÇ¼ºó»Ø¸´]51Â¥

(ÒýÓà Nektar:SA shielding ³É±¾²»¸ß£¬µ«Ô¤ÆÚÊÕÒæÆÄ·á˵°×Á˾ÍÊÇÄ¿Ç°CPFÕþ²ßµÄ©¶´¡£ 55ËêÒÔºóµÄSAÕË»§£¬ 4%µÄÊÕÒæÂʲ¢ÇÒ¿ÉÒÔËæʱ¿É֧ȡ£¬ÆäÎÞ·çÏյĻØ...)55ËêÒÔºó»¹ÓÐSAÕË»§£¿¡£¡£¡£[Çà·æÃ÷ (12-23 15:07, Long ago)] [ ´«Í³°æ | sForum ][µÇ¼ºó»Ø¸´]52Â¥

(ÒýÓà Ëæ±ãתת:´ó¸ÅËãÁËһϼÙÉèÏÖÔÚ40ËêSAµ½20Íò£¬¹¤×÷µ½55Ë꣬ÿÄêCPF compulsory contributionÂú37740¡£ ÕâÑù55ËêʱSA½«½ü55Íò£¬¼ÙÉèSA shielding±»...)±Ï¾¹CPFµÄ×ÚÖ¼ÒÔ»ù±¾±£ÕÏΪÖ÷£¬Í¶×ÊÖ»ÄÜÊǸ¨Öú¹¦ÄܼÙÉè40ËêʱSAÒѾ­ÂúÁËFRS, »òÐí¸ü¸Ã¿¼ÂÇ·çÏÕÉÔ¸ßÒ»µãµÄͶ×Ê£¬ ±ÈÈç sti etf. ÄêÇá±Ï¾¹ÊÇ×î´óµÄ×ʱ¾¡£ [Nektar (12-23 15:17, Long ago)] [ ´«Í³°æ | sForum ][µÇ¼ºó»Ø¸´]53Â¥

(ÒýÓà Nektar:±Ï¾¹CPFµÄ×ÚÖ¼ÒÔ»ù±¾±£ÕÏΪÖ÷£¬Í¶×ÊÖ»ÄÜÊǸ¨Öú¹¦ÄܼÙÉè40ËêʱSAÒѾ­ÂúÁËFRS, »òÐí¸ü¸Ã¿¼ÂÇ·çÏÕÉÔ¸ßÒ»µãµÄͶ×Ê£¬ ±ÈÈç sti etf. ÄêÇá±Ï¾¹Ê...)¶ÔCPF¶ÔÖвú¼ÒÍ¥Ö÷ÒªÊÇ»ù±¾±£ÕÏ£¬ÆäËüÇþµÀÐèÒª²¢ÖØ ¡¡[±¾ÎÄ·¢ËÍ×Ô»ªÐÂÊÖ»úWap°æ] [Ëæ±ãתת (12-23 15:25, Long ago)] [ ´«Í³°æ | sForum ][µÇ¼ºó»Ø¸´]54Â¥

(ÒýÓà СÍÁ:ŶŶŶŶŶ ÊÇÕâ¸öÒâ˼±§Ç¸°¡ ÎÒÀí½âÄÜÁ¦ºÜ²î¡£ ÅÀÂ¥¿´ÁËһϠºÃÏñûÓÐÐж¯µã¡£¡£ )ÄãÕâÖÖÁ¿¼¶µÄCPFÖØÒªÐÔµÍһЩ²»ÐèÒª»¨Ì«¶àÐÄ˼£¬´óµÖŪһϾͺÃÁË

Ū¸öÐÅÍÐÂò¸öÓÀ¾Ã¸Ð¾õ¸üÖØҪЩ
ÂòЩָÊý£¬ÔÙ¸ú×Å°Í·ÆÌس­µ×̨»ýµç¸ú×Åľͷ½ã³­µ×ÌØ˹À­Ö®ÀàµÄ

CPFÂïÒ²²»ÊÇ˵ÍêȫûɶÐж¯µã
ÖÁÉÙÄã¿ÉÒÔ°ÑÄã¶ù×ÓµÄSA³äµ½FRS°¡£¬È»ºóÿÄê37740µÄÏÈÍ£µô£¬´ó²¿·Ö¶¼È¥ÁËOA£¬»¹²»ÈçÄÃÄǸöÇ®Âòt-bill
¡¡[±¾ÎÄ·¢ËÍ×Ô»ªÐÂÊÖ»úWap°æ] [Ëæ±ãתת (12-23 15:31, Long ago)] [ ´«Í³°æ | sForum ][µÇ¼ºó»Ø¸´]55Â¥

(ÒýÓà ´ºÌ컪¶û×È:CPF ÀïÃæµÄϸ½ÚºÜ¶àÔÚSAÀïÃæÄܱ£Áô×î¶à¿Ï¶¨ÊÇ×îºÃµÄÑ¡Ôñ Ä¿Ç°µÄÕþ²ßÊÇÔÚ55ËêµÄʱºò´ÓSAÀïÃæתǮȥRAµ½FRS£¬´ÓFRSµ½ERS¿ÉÒÔÖ±½ÓÓÃÏÖ½ðtopu...)ÍÛ£¬¿ÉÒÔÓÐÕâÖÖ²Ù×÷Âð£¿Ñ§Ï°µ½ÁË ~Ï൱ÓÚ°ÑÒ»´ó±ÊÏÖ½ðÖ±½Ó±ä³ÉÁËÄ긴Àû 4% µÄ SA »òÕß RA¡£[ÌìÇÙ×ùÁ÷ÐÇÓê (12-23 16:03, Long ago)] [ ´«Í³°æ | sForum ][µÇ¼ºó»Ø¸´]56Â¥

(ÒýÓà Ëæ±ãתת:ÄãÕâÖÖÁ¿¼¶µÄCPFÖØÒªÐÔµÍһЩ²»ÐèÒª»¨Ì«¶àÐÄ˼£¬´óµÖŪһϾͺÃÁË Åª¸öÐÅÍÐÂò¸öÓÀ¾Ã¸Ð¾õ¸üÖØҪЩ ÂòЩָÊý£¬ÔÙ¸ú×Å°Í·ÆÌس­µ×̨»ýµç¸ú×Å...)¶àлÎÒ֮ǰÎÊÁË

¾ÍÊǾõµÃ¸øº¢×ÓºÃÏñÊDZȽϱ£ÏÕµÄ »éÒö³öÏÖÎÊÌâ»òÕßÔõÑù ¶¼±È½Ï±£ÏÕ¡£ Ã÷Äê±£ÏÕ ÐÅÍиãÒ»¸ã

²»¸ÒºÍÄã±È°¡¡£¡£
¡¡[±¾ÎÄ·¢ËÍ×Ô»ªÐÂÊÖ»úWap°æ] [СÍÁ (12-23 16:17, Long ago)] [ ´«Í³°æ | sForum ][µÇ¼ºó»Ø¸´]57Â¥

(ÒýÓà Ëæ±ãתת:ÄãÕâÖÖÁ¿¼¶µÄCPFÖØÒªÐÔµÍһЩ²»ÐèÒª»¨Ì«¶àÐÄ˼£¬´óµÖŪһϾͺÃÁË Åª¸öÐÅÍÐÂò¸öÓÀ¾Ã¸Ð¾õ¸üÖØҪЩ ÂòЩָÊý£¬ÔÙ¸ú×Å°Í·ÆÌس­µ×̨»ýµç¸ú×Å...)àÅ ÎÒ×öÒ»Ò»²¿·Ö¶à»õ±Ò´¢Ðî»òÐíÂòÎÝ×Ó»òÕß¹ÉÊС£ Ì«¶à¶¨´æÒ²²»ºÃ¡£¡£ ¡¡[±¾ÎÄ·¢ËÍ×Ô»ªÐÂÊÖ»úWap°æ] [СÍÁ (12-23 16:18, Long ago)] [ ´«Í³°æ | sForum ][µÇ¼ºó»Ø¸´]58Â¥


<<ʼҳ¡¡ <ÉÏÒ³ ¡¡ 1¡¡ 2¡¡ [3]¡¡ Ä©Ò³>>¡¡
µÇ¼ | Ê×Ò³ -> »ªÐÂÏÊÊ -> Éç»á°Ù¿Æ | [ˢб¾Ò³] | Çл»µ½£º´«Í³°æ / sForum