(引用 萧武达:呵呵，看来还是要下功夫，老老实实赚钱是硬道理小聪明，投机取巧，找漏洞，不行的 问一句，各位都55了吗？ SA是55以后才关吧，所以55以�...)老老实实，辛辛苦苦找漏洞，

有啥不可以

就比如你比卖的还精

只能算你厉害 　[本文发送自华新iOS APP] [AppleJK (2-17 10:28, 1 year ago)] [ 传统版 | sForum ][登录后回复]21楼

(引用 口水:只锁定5年吧？60岁就可以选择把超过brs的取出来。60岁之前每年可以取5000，65岁才选年金计划。)是吗就是说，不论放进RA多少钱，到65岁选择年金计划时，会根据选择的计划多退少补？
[美好的岁月 (2-17 11:41, 1 year ago)] [ 传统版 | sForum ][登录后回复]22楼

实锤了，堵这个漏洞的目的早报已经刊登了。满55岁公积金会员 特别户头2025年起关闭 | 联合早报　 https://www.zaobao.com.sg/news/singapore/story20240217-1468654
　

[NewOriental (2-17 15:46, 1 year ago)] [ 传统版 | sForum ][登录后回复]23楼

(引用 Yolandacc:那就是要比提前存够更多的钱才能到，对吗)如果想要拿到enhanced退休金那SA就要有更多的钱才行啊 　[本文发送自华新iOS APP] [DoryDory (2-18 15:10, 1 year ago)] [ 传统版 | sForum ][登录后回复]24楼

(引用 NewOriental:实锤了，堵这个漏洞的目的早报已经刊登了。满55岁公积金会员 特别户头2025年起关闭 | 联合早报　 https://www.zaobao.com.sg/news/singap ...)已经超过55的。利用了这个漏洞的人也会受影响么？比如60岁，SA里面有300k，这个300k会被转去OA么？
会的话多赚了5年利息。有限
　
[花より男子 (2-18 17:51, 1 year ago)] [ 传统版 | sForum ][登录后回复]25楼

(引用 花より男子:已经超过55的。利用了这个漏洞的人也会受影响么？比如60岁，SA里面有300k，这个300k会被转去OA么？ 会的话多赚了5年利息。有限 　 ...)2025年全部超过55岁的人SA关掉影响是全局性的。 　[本文发送自华新手机Wap版] [老好人 (2-18 18:04, 1 year ago)] [ 传统版 | sForum ][登录后回复]26楼

每年Topup SA 8000块免税还是有的，我的理解对吗？How much tax relief can I enjoy when I make cash top-ups?
You can enjoy an equivalent amount of tax relief for cash top-ups made in each calendar year of up to:

$8,000 if you make a top-up to yourself; and
an additional $8,000 if you make a cash top-up to your loved ones.
Please note that only cash top-ups up to the current Full Retirement Sum (FRS) are eligible for tax relief. Log in with your Singpass to find out how much you can top up to yourself. If you make cash top-ups to your loved ones, please note that the tax relief does not apply to your recipients. Find out the conditions to qualify for tax relief.

If you are an employer making cash top-ups on your employees’ behalf, you will receive an equivalent amount of tax deductions for the cash top-ups. Additionally, your employee can receive up to $8,000* of tax relief per calendar year.

* Includes any tax relief that the employee would enjoy for cash top-ups made to himself.

From 1 January 2025, givers of cash top-ups that attract the matching grant (up to $2,000 per year) under the Matched Retirement Savings Scheme (MRSS) will no longer receive tax relief. Find out more on how this works.


[JSMEDP (2-19 14:55, 1 year ago)] [ 传统版 | sForum ][登录后回复]27楼

(引用 JSMEDP:每年Topup SA 8000块免税还是有的，我的理解对吗？How much tax relief can I enjoy when I make cash top-ups? You can enjoy an equiva...)对的，我和你的理解是一致的。本次 CPF 的修改并没有影响到这个经常谈论的 top up SA 或者 MA（二者共享免税额度）的 8K/年的免税。
不再免税的是 MRSS（没搞清楚具体是啥但知道跟自己没啥关系）。[NewOriental (2-19 22:45, 1 year ago)] [ 传统版 | sForum ][登录后回复]28楼

(引用 NewOriental:对的，我和你的理解是一致的。本次 CPF 的修改并没有影响到这个经常谈论的 top up SA 或者 MA（二者共享免税额度）的 8K/年的免税。 不再...)顶一下[JSMEDP (2-20 14:11, 1 year ago)] [ 传统版 | sForum ][登录后回复]29楼