私信你了

谢谢啦！

repricing又不需要提供收入证明

搜了下，相关页面里也是说要联系UOB的人：
https://www.uob.com.sg/personal/borrow/property/mortgage-options/managing-uob-property-loan.page#repricingyourhomeloan
已经在官网留了联系方式，能在线做当然更好啦

会有人联系你的

现在的银行11月锁定期结束，想观望10月份的新配套再签，到时来得及在11月换银行吗？

现在拿sibor挂钩或固定的比较好吧？

OPTION A: FIXED 3 YEARS (3 YEARS PENALTY PERIOD) – PROMOTION VALID FOR LIMITED PERIOD
(For completed properties with minimum loan balance of $200,000)
Yr 1: 1.98% (Fixed)
Yr 2: 1.98% (Fixed)
Yr 3: 2.08% (Fixed)
Thereafter: 2.08 (ML + 1.23%)
*Mortgage Rate (“ML”) is the Bank’s prevailing UOB MLC Rate_PTE which is currently at 0.85% p.a.

Partial Redemption Penalty:
1.50% on prepaid amount within 3 years from date of conversion.
Partial Prepayment is subject to 1 month written notice.

Full Redemption Penalty:
Redemption fee waiver if due to sales of property, if not 1.50% on redeemed amount within 3 years from conversion date.
Full redemption is subject to 3 months written notice.
One-time free conversion after 12 months from conversion date with minimum loan balance of $100,000.


OPTION B: FLOATING (2 YEARS PENALTY PERIOD)
(For completed properties with minimum loan balance of $100,000)
Yr 1: 2.00% (ML + 1.15%)
Yr 2: 2.00% (ML + 1.15%)
Thereafter: 2.08% (ML + 1.23%)
*Mortgage Rate (“ML”) is the Bank’s prevailing UOB MLC Rate_PTE which is currently at 0.85% p.a.

Partial Redemption Penalty:
Nil.
If loan outstanding falls below $200,000 after partial repayment within 2 years from conversion date, a penalty of 1.50% on prepaid amount will be imposed.
Partial Prepayment is subject to 1 month written notice.

Full Redemption Penalty:
50% Redemption fee waiver if due to sales of property, if not 1.50% on redeemed amount within 2 years from conversion date.
Full redemption is subject to 3 months written notice.
One-time free conversion after 12 months from conversion date with minimum loan balance of $100,000.

如果会降的话，就不打算repricing了，毕竟repricing还要再付800