As a flat owner or occupier, you can choose to acquire private residential properties locally or overseas if you can fulfil the eligibility conditions that apply to your flat.

via　https://www.hdb.gov.sg/cs/infoweb/residential/living-in-an-hdb-flat/acquiring-private-property


所以 既然你还有 3 年还没满 MOP，可选择拿掉父亲的 occupier ，然后父母自由去买；或母亲自由去买，或者父亲申请PR　 MOP 钱能申请到就是赚到了。。。没申请到也没什么损失，你懂得