“Letter from HDB after my GF wrote in to inquire. She is holding on to a HDB under her own name now with 5 yrs MOP fulfilled. We are contemplating Condo or HDB as my own ppty and I am over 35. Thank you for your email of 25 June 2014. 1) If he is to purchase a HDB flat under single scheme now, and subsequently when we get married in the near future, can we still hold to 2 HDB flats? Husband and wife are considered one family unit. After your marriage, you and your husband's name cannot be listed in two separate flats. You would have to inform the HDB Branch Office managing the estate either your name to be included in your husband's flat or the vice versa. If you include your name in your husband's flat, then you will need to dispose off your existing flat. This applies to your husband. He needs to dispose his existing flat, if his name is included in your flat. 2) Same goes to purchasing a condominium. If he is to purchase a condo now, and subsequently when we get married in the near future, will my current HDB flat be affected? After your marriage, you will have to include your spouse in your HDB flat as owner or occupier, he would generally have to dispose his private residential property. Notwithstanding the above, the HDB could consider allowing flat owner who subsequently marries a private property owner, to include their spouse as occupier or owner of the flat, while their spouse retains the ownership of the private residential property. The flat owner and spouse must continue to reside in the HDB flat and the private residential property is only meant for investment purpose. If your spouse wish to retain the private property after the marriage, you may submit an appeal to the HDB Branch then. As lease and tenancy matters, including eligibility for inclusion of ownership are administered by the HDB Branch Office, you may wish to contact your town Branch managing your flat for specific advice.”
