For resale applications receive before 5 March 2010, the MOP is as follows:
2½ years from effective date of resale if the owner takes a loan from HDB
1 year from the effective date of resale if:-
i. the owner has not taken a loan from HDB; or
ii. he has refinanced HDB market interest rate loan with the bank/financial institution; or
iii. he has taken a loan from the bank/financial institution to finance the purchase; or
iv. he has fully redeemed the market interest rate loan obtained from HDB.