It's a debit card actually, can be used as either Nets or Mastercard. With min 6000 average daily balance, you get 2% rebate for everything on Mastercard and 0.5% on Nets.(cap 300 per month)
Currently, this is my favourite card.
如果你吃的消费比较高,就办一张citibank divident card. 2% on dinning + 0.5% use AXS machine to pay the bill by Xtra saver card, total will be 2.5% rebate..... :P
2. DBS - Black Card
2X points rewards. 最重要的是, 喜欢买名牌的MM注意了,这张卡经常有TAKA luxury boutique 10% discount. Last month have Tiffany and Co. 10% rebate. Last Friday got whole Nee Ann City rebate.
3. American Express - Platinum
这张卡会付送一张raffels group 的确previlidge card. Restaurant like eqinox, prego..... having 50% discount for 2 ppl dining.
他本身还有很多golf的优惠,非常划算. 好像现在买lee hwa的珠宝,就可以免年费.