A better option would be for you to be a borrower for your parents’ housing loan without having to add your name as your parents’ property. Be that as it may, though you might wish to either depose the property before your intended purchase of the HDB BTO.
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Circumnavigator, lawyer and columnist and the man who divides his time between Singapore, Hong Kong and China. I believes that etiquette transcends nationality and race. 
In this column I will offer stylish advice to everyday questions on etiquette at work and at home and anything else that may be bothering you.