basically, you just need to pay $189+ annual fee, then can visit island-wide private dentists as many time as you like. you don't need to pay most of the surgery, consultation fees. personally, I think it is a quite good deal if you can spend more than $182 per year, which is most cases if you really get dental problem. but it is effective from 1 Sep, so the deadline for registration is 20th Aug.
if you are interested, i can send you the details. below is a part of the program description.
DENTAL PROGRAM FOR NUS STUDENTS & STAFFS
Enrol Today to enjoy a whole year of dental benefits
This is a group dental care plan where Members are entitled to a comprehensive list of covered dental procedures ranging from a simple scaling and polishing procedure to root canal treatment and wisdom tooth extraction. Members are allowed to visit any dentist. If Members use AIA's panel of dentists, they are entitled to 100% covered dental benefits as listed in the Schedule of Allowances. They will also enjoy preferred rates for non-covered dental procedures from our panel dentists. These preferred rates represent 10% savings off the minimum fees set by the Singapore Dental Association. For Members who prefer to use their personal dentists who are not part of AIA's panel, they will be reimbursed up to the covered benefit amount as stated in the Schedule of Allowances.
For more details, please contact Winnie Tiu Hp: 9046 9363
CONDITIONS OF AGREEMENT
The policy is effected for an initial term of 2 years and renewable yearly for additional 12-month periods.
ANNUAL PREMIUM RATES
S$189.80/Member (Inclusive of 4% GST)
Why Dental PPO-PLUS?
Comprehensive Covered Benefits
If members use our panel dentists, they are entitled to 100% coverage of benefits as listed in the Schedule Of Allowances. This comprehensive dental care plan lists various types of dental treatments ranging from a simple scaling and polishing procedures to root canal treatment and wisdom tooth extraction.
Savings on the other Dental Procedures
In addition, members will enjoy preferred rates for non-covered dental procedures from our panel dentists. These preferred rates represent 10% savings off the minimum fees set by the Singapore Dental Association. This translates into actual savings of 10-35% off market rates.
Family Coverage
Coverage can also be extended to the immediate family .
Cost Control
For a reasonable yearly premium, you can manage your dental costs and protect against expensive dental procedures.
24-Hour Worldwide Protection
This dental plan provides 24-Hour coverage without geographical restrictions. Members are covered in Singapore, on a business trip or on holiday anywhere in the world.
Wide & Convenient Network Of Panel Dentists
Our panel has about 55 dental clinics, conveniently located near town centres and MRT stations, throughout Singapore. This distribution makes it easy for you to receive dental treatment.
No restriction On Dentist Selection
Moreover, you are free to choose any of our panel dentists or any other qualified dentist. Members who choose to use non-panel dentists will be reimbursed up to the covered benefit amount as stated in the Schedule Of Allowances.
No Cash Payment
If you see our panel dentists for covered dental procedures, you do not have to pay after the treatment is done - simply state membership when making an appointment and present the membership card at registration during each dental visit.
No Claims Procedures
There are no claims procedures for you if you use our panel Dentists, hence substantially reducing your administrative burden. Claims will be settled by AIA with our panel dentists directly, hence saving you invaluable time (delays), effort (paperwork) and money (administrative costs).
No Annual Claim Limit
There is no overall dollar limit for dental benefits provided. Members will only be limited by the individual amount per benefit procedure as specified in the Schedule Of Allowances.
No Limit On Number Of Visits
There is no restriction on the number of dental visits in any one policy year.
No Pre-Existing Condition Exclusion
You can enrol, even if you have existing dental problems.
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