INSURANCE
8.1 Subject to applicable exceptions and specific terms and conditions of the policy providing coverage, the Insurance Cover provided by BlueSG insures You against liability to a third party caused by or arising out of Your use of a BlueSG Car on the road in accordance with the terms of the Contract, in respect of death, personal injury and/or damage to property suffered by such third party, pursuant to the Third Party (Risks and Compensation) Act (Cap. 395).
8.2 Subject to the section above, BlueSG does not warrant or represent that the Insurance Cover is comprehensive or sufficient to meet Your needs. For the avoidance of doubt, IN THE EVENT THAT YOU LEAVE THE BLUESG ZONE, THE INSURANCE COVER SHALL NOT APPLY .
8.3 BlueSG maintains third-party liability insurance for itself consistent with the minimum standard of insurance cover required by law as follows:
8.3.1 unlimited for death or bodily injury to any person in any one accident; and
8.3.2 up to a limit of Singapore dollars five million (S$5,000,000) per claim or a series of claims resulting from one event for damage to property resulting from the accident. For the avoidance of doubt, in the event that a claim or a series of claims resulting from one event for damage to property resulting from the accident exceeds Singapore dollars five million (S$5,000,000), You will not be covered for such additional amount.
8.3.3 The Insurance Cover also includes: (a) a payment insurance covering the reasonable medical expenses for You, as the driver of the BlueSG Car, up to a maximum of Singapore dollars one thousand (S$1000) per person per accident; and (b) a personal accident cover for You, as the driver of the BlueSG Car and each passenger up to a maximum of Singapore dollars fifty thousand (S$50,000).
For the avoidance of doubt, section 8.3.3(b) above shall only apply where each such person is not less than 16 years of age and not more than 65 years of age at the time of such injury.
8.4 You acknowledge and agree that the Insurance Cover may not cover in whole or in part, Your liability to BlueSG or to a third party, including for damage to the BlueSG Car, damage to a BlueSG Station (including, without limitation, the Charge Points), injury to You, injury to other people, and/or damage to or loss of Your property or a third party's property, and that despite the Insurance Cover, You may be liable directly to BlueSG and/or any third party to whom You have caused damage, injury or loss through Your use of the BlueSG Service. For the avoidance of doubt, the Insurance Cover does not cover any damage to or loss of Your property through Your use of the BlueSG Service.
8.5 Moreover, You acknowledge and agree that the Insurance Cover will not cover you in the following cases, including, without limitation:
8.5.1 using a BlueSG Car by any other person other than the Member;
8.5.2 using the BlueSG Service with an invalid driving licence;
8.5.3 using the BlueSG Service while under the influence of drugs or alcohol;
8.5.4 in the event that the Member leaves the BlueSG Zone;
8.5.5 participating in automobile races, rallies, trials or any other competitive event, and more generally, having a beha
